Family Insurance
Updated on 20 Jul 2020
Received notice that wife and baby application for shield and term plans all rejected, good thing there is still MediShield Life.
Health Insurance | Name | Medisave Premium | Rider | Rider Cash Premium | Cash Premium Payment Month |
Me | NTUC Enhanced Income Shield Advantage | 376 | Plus Rider | 293 | Every Aug |
Wife | MediShield Life | 310 | |||
Daughter | MediShield Life | 130 | |||
Total | 816 | 293 |
Life Insurance | Name | Main Plan Sum Assured | Main Plan Cash Premium | Rider | Rider Sum Assured | Rider Cash Premium | Cash Premium Payment Month |
Me | NTUC iTerm | 100,000 | 317.3 | Living Rider | 50,000 | 244.6 | Every Jul |
Me | NTUC iTerm | 100,000 | 809.75 | Living Rider | 50,000 | 319.6 | Every Jan |
Wife | Application for term insurance rejected by NTUC Income | ||||||
Daughter | Application for term insurance rejected by NTUC Income | ||||||
Total | 1127.05 | 564.2 |
Received notice that wife and baby application for shield and term plans all rejected, good thing there is still MediShield Life.
Comments
Or is it because of the type of insurance you were attempting to get for them?
http://www2.aviva.com.sg/life-and-health/for-individuals/mindef/group-term-life.html
Ps: I am not an Insurance Agent, so pls call their hotline for more details. Good luck.
https://www2.aviva.com.sg/life-and-health/for-individuals/protection_101/quick_answers_health.html
Thanks for sharing, actually I looked before but forgot about it, got time I check again.
i just happened upon your blog and saw this page.
Unfortunately, Moratorium Underwriting will not be available to your wife and child already because they had the rejection from NTUC before. (You will need to declare the rejection on the application form, then Aviva wont let you apply Moratorium already.)
Like what chaang said, you can consider to apply MINDEF term insurance for your wife. But depending on the severity of her heart condition, she may not get accepted as well. Worth a try though!
Btw, I have thai wife with baby coming, I have heart problem as well. :) If you want to know how I do planning for them, you can email me.