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Suddenly Feel So Fucking Fed Up

So many things ran through my head just now, if you have been following my blog these few days, you would know I'm currently looking to buy a resale flat with my wife i.e. move out of my parents house. So the first instance my mother knows about it, first thing she said to me was even if I move out, I still have to continue to give her some allowance, I kept quiet, my father was right behind her, he just smiled a little and waved his hand downwards, as if telling me not to mind my mother. To be honest, I don't mind giving both of them allowance if it is within my limits, regardless of whether I am staying with them or not, which children don't want their parents to be able to live comfortably? But I just find it very unfair, look at my sister, when she was staying with my parents i.e. her, her husband and two young children, also to mention me, my wife, my father and mother, total of 8 person squeezing in a 3-room HDB flat, that time she only gave my mom $350 per month, I
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Friend's Property Agent Friend Called me!

I thought he was never going to call, he gave the impression like he doesn't care, I thought as with all the agents that we approached, they don't seem to care because our budget is low, that I can understand, maximum I can pay is $270K, 1% of that is $2,700, I think they will probably only get half of that which is $1,350, but what to do, that's as much as I can afford without stretching my neck. So today he surprised me by messaging to say that he will bring us to a few units in Commonwealth, very nice of him, I only told him I'm interested in one unit but he got a few for us, good, hope we can find one that we like, one that is better and cheaper than the one in Jalan Kukoh, but seriously, I still like the one in Jalan Kukoh. But I think it was because I spoke with my friend, this morning I met him and told him about his property friend, I think maybe he messaged him or something, after a while, his agent friend dropped me that message, I think without recommendati
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Got My HLE Letter!

This time HDB made me happy, I thought they are going to take 2-3 weeks, but guess what, I got it 3 days after submission! I submitted on the 24 Feb, and I only submitted all required documents on 25 Feb and today 27 Feb I got the letter, but strangely they didn't sms me, I happened to know that it was approved when I logged in to HDB website. They can loan me up to $230,100, more than what I need because I have about $75K in OA, and there's also a $15K housing grant so total I have $90K and I'm looking for a unit which is around $250K, max is $265K valuation and $5K cash, total $270K so I don't have to top up any cash every month. I would say $250K to $270K is within our comfortable zone, any more than that is overstretching. Now I am eyeing a few units at Commonwealth and Tanglin Halt, but I still like the Jalan Kukoh unit, basically the districts that I am looking for is Queenstown, Central and Bukit Merah, best is those which have completed MUP and comes with an
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Lower Back Pain! But Getting Better Now

This morning I woke up and the pain is still there, wow, can't even get up and my wife had to give me a good push so I could sit on the bed. I was even having difficulty using the toilet, mine is the squat toilet so I really struggled, squatting down hurts, standing up hurts too, I even had to pause for a good few minutes after standing up because my lower back was sore after the squatting, both my legs almost felt numb, as if there was electricity running through them. Then no choice, dropped my boss an sms, told him I will go see a doctor. So after seeing the doctor, the pain is still there, he didn't really do anything except gave me some painkillers, medical certificate and that's it, well that's the thing about lower back pain, you just have to wait for the pain to go away, best way is still prevention. I think it all started last Saturday when I was doing sit ups on a bench with no cushion, after that my lower back felt sore, then yesterday after doing some chin
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My Back Hurts!

Today after I reached home, I attempted to do some chin ups, and then squatted down for a while, when I stood up, my lower back suddenly hurts so much that I can barely walk, even felt a bit giddy, sigh, last time when I was a teenager, one nice uncle told me to be careful with my back but I didn't listen, I was young and full of energy, almost felt invincible, never take care of my back. So when I entered the army, unfortunately I got posted to some physically demanding unit, have to carry lots of weight, that sure contributed to my back problems, in fact several of my platoon mates also have back problems. Anyway, to young people out there, please take care of your back, when you carry load, always squat down and keep your back straight, don't bend your back and carry load, as time goes by your back will hurt, last time I thought older people are always full of shit, now I know that's not true, they have experienced it and when they are willing to share, even though whe
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Long-Term Visit Pass - Plus (LTVP-PLUS)

http://www.ica.gov.sg/news_details.aspx?nid=12665 Good news for those of us who cannot get PR for our beloved spouse, because the Singapore government has come up with a enhanced long-term visit pass called LTVP-PLUS or LTVP+. I'll sum up the key points in the FAQ provided by ICA so you don't have to go through one big page. Do let me know if I missed out anything or correction is required by dropping a comment. GENERAL LTVP+ will be in effect from 01 Apr 2012. LTVP+ holders will enjoy extended duration of residency, public healthcare subsidies and easier access to employment. No separate application required for LTVP+; an application for LTVP will automatically include your spouse for LTVP+, if eligible. LTVP applications submitted from 01 Feb 2012 will automatically be considered for LTVP+. The first approved LTVP+ will grant 3 years residency and subsequent renewal will be 5 years. Current holders of LTVP will be considered for LTVP+ on next renewal. If holde
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How to Marry a Thai in Singapore

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Commission Calculator for DBS Vickers SG Stocks

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