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Just Noticed This Advertisement Haha

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How to Get Singapore PR with 90% success rate, haha sure or not, how come they can game the system? I thought ICA is trying to stop people from gaming the system and how come there is such a company doing such a business??? 90% Success Rate Speaking of PR, nowadays so many working class foreigners get PR, how come they don't give PR to spouse of citizens instead, really bullshit. And PR makes a HUGE difference for family planning, because with PR, it's possible to apply for BTO which is way cheaper than buying from the resale market, furthermore, healthcare costs are generally halved from what foreigners pay, yes I understand that there are foreigners who love Singapore and want to settle down here, fine but they should have been working here for a few years before being allowed to get PR, some I know of they get PR within a year, how can that be, and yet some spouse of citizen cannot get PR even after staying here for 7 or 8 years! Doesn't make any sense, especial
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Wife Medishield Approved! (With Exclusion)

Last post. I received the letter from CPF board a few days back but forgot to blog about it, so busy at work, come home blur blur haha. Anyway her application has been approved and she is now covered under Medishield but her existing condition will not be covered, following quoted from letter: "As the current Medishield does not cover medical expenses incurred for medical conditions that are pre-existing before the cover starts, her medical conditions relating to the treatment of heart disease and its complications and replacement of prosthetic heart valve would not be claimable under Medishield and would be imposed from now til the implementation of Medishield Life in end-2015." Well, better than nothing, but I don't know why they say heart disease, according to my wife, she suffered from valve infection when she was 16, the doctor recommended surgery but she dragged until she was 24 then she went for the aortic valve replacement, which is supposed to fix her hea
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My Childhood Kind of Sucks

I remember when I was in primary school, whenever my classmates went overseas, they will come back with presents and they will bring it to class and distribute to everyone, same goes for birthdays, they will buy candies and stationery to "share the joy" and every year it will be the same few kids who will do it, less well off kids like me have nothing to share, my parents simply cannot afford to be so generous. They will stand up in class and tell everyone they went to where and bla bla bla and teacher will tell us to clap. And going to my classmates house sucks now that I look back, they have the latest console games, card games, toys and I have nothing, I don't really invite friends to my house because I have nothing for them to play, I always go to friends house and play their stuff, yeah some of these friends are nice enough to share and not look down on me but I remember there was this one asshole classmate, he got into a car accident, some parents knock him down i
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Bought 4 Lots of Cambridge Industrial Trust @ $0.675

Now I have 14 lots, too bad not enough cash and it's not everyday that they get to this low price, I'm sure tomorrow will start to rebound, now the yield is more than 7% which is very attractive, this is a good strong long-term stock to buy and keep.
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See This Uncle All The Time

My earlier post . I keep seeing this same uncle, nowadays he hang around at my workplace or the MRT station, every time I see him he just squat or stand down there staring at people or looking at me, expecting me to spare him something, bloody hell I won't even give him 10 cent, so free can stay there and do nothing, why not go get a job, not as if he is handicapped, maybe he is sick but how come he can still smoke, just now saw him smoking. Not that I lack compassion but I am the type of person who strongly believes in working for what I want, there is no free lunch and money won't drop from the sky, if I want something I will work hard for it and that is what I am going to teach my children so when people come up to me and ask for free things, maybe I will give once or twice, ask again and I will ignore, cannot let them think that it's so easy getting things without working for it. Nowadays youngsters also the same, parents over-pampered them, giving them whatever t
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Downpour and Thunder Storm

Thunder blasts all the time and the rain plus the big winds becomes even more powerful, me and wife almost all wet, lucky we are near home or else jia lat. Now year end also heavy rain, makes the weather even more cold, my house is on the hill so a bit like Genting Highlands haha, so cooling, if go outside without sweater sure catch a cold, this kind of weather must relax at home then shiok ;) By the way just now we went to Clementi food centre, we tried the duck rice, wah damn good, the cooking style is like Yu Kee , but overall is less salty, soup also less heavy, it is like a lighter version of Yu Kee, very refreshing. Most important thing is the duck is tender like Yu Kee, shiok. The fruit juice is also damn power, there is one stall right next to a stall selling fried fritters, they have this soursop with dragon fruit juice, that one must try, super power for only $2.
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Today See Gynae with Wife

Did ultrasound and baby seems fine, heart beat looks strong, very active baby, look like me, neck long, I think it's a boy, head also big like me. Also took my wife's blood for the down syndrome test, my wife said they took 4 tubes! And from the scan, seems like baby is not at high risk for down syndrome but let's wait for the blood test result. Now what if baby has down syndrome, if my wife wants to continue then so be it, I anything, but down syndrome kids will have a tough life ahead... then again I see that these group of people are well supported, what I'm worried about is what happens if we are no longer there, who is going to take care of him/her. Today the bill is $339.80, before government subsidy is $444, so having PR is good for this reason, imagine no PR today have to pay $444. And just now when I went upstairs to pay for my wife's hospital bill, saw one uncle and auntie looking quite surprised when they received their bill, heard is $31K, think their
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40+ Not Married Must Be Something Wrong

I have a colleague from China who is in his late 40s and not married, he is not like your usual middle-aged man, this guy is super negative and everything is not good to him. Eat local food say not good, but if we go to a hawker centre with all the Chinese food and I commented that there was hardly any local food he straight away say cook myself if I don't like it, bloody hell, might as well we dine separately, I also didn't want to dine with him anyway. Then buy toto he kept pestering everyone to see if anyone won, this kind of thing is private right, you don't go around asking everyone about it, so annoying, even when I'm so busy he can come up to me and ask me whether I won, if I won I won't be there seeing his face right. Or when me and another colleague is talking he likes to interrupt and stop people from talking, really feel like slapping his face, he just wants to get his words across, which nobody gives a shit anyway. Little wonder that he is still n
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Long-Term Visit Pass - Plus (LTVP-PLUS)

http://www.ica.gov.sg/news_details.aspx?nid=12665 Good news for those of us who cannot get PR for our beloved spouse, because the Singapore government has come up with a enhanced long-term visit pass called LTVP-PLUS or LTVP+. I'll sum up the key points in the FAQ provided by ICA so you don't have to go through one big page. Do let me know if I missed out anything or correction is required by dropping a comment. GENERAL LTVP+ will be in effect from 01 Apr 2012. LTVP+ holders will enjoy extended duration of residency, public healthcare subsidies and easier access to employment. No separate application required for LTVP+; an application for LTVP will automatically include your spouse for LTVP+, if eligible. LTVP applications submitted from 01 Feb 2012 will automatically be considered for LTVP+. The first approved LTVP+ will grant 3 years residency and subsequent renewal will be 5 years. Current holders of LTVP will be considered for LTVP+ on next renewal. If holde
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How to Marry a Thai in Singapore

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You should refer to here -  https://www.rom.gov.sg/reg_info/rom_marriage.asp Please spend some time to go through and understand the information on that section (legal provision, other information, filing of notice, solemnization and etc), if your still not sure, feel free to drop a comment here or you can use their FAQ . The ROM website did a really good job of putting together the information that you need in a well-organized manner. I've done it once and I think the guide is very easy to follow. The only hiccup I've had with my marriage is during the  Appointment for verification & Statutory Declaration where both of us were required to read out a wall of text and my wife had difficulty getting past the first few lines and the counter guy got fed up and told my wife to stop. Definitely my oversight as I didn't arrange for an interpreter beforehand but luckily, there was a licensed interpreter at the scene and we managed to get her to do the interpretation fo
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Commission Calculator for DBS Vickers SG Stocks

Made this little tool to help me calculate the costs of buying or selling a stock, just enter number of shares and price and it will show both buy and sell costs at the same time. Can even choose by cash upfront, online or phone and it will calculate using respective rates. Cash Upfront ONLINE By Phone Shares: Price: Value: Commission: Clearing Fee:
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