Showing posts from August, 2015

Sealed My Rubbish Chute

I have stayed in my flat for slightly more than a year, recently the cockroach attacks have become more frequent and more irritating. Earlier this week my right cheek and right butt got bitten by a cockroach, it crawled onto my bed when I was sleeping, probably bit my face and butt first before moving to my neck, so when I felt something ticklish, I woke up and slapped my neck hard, I then went to open the lights, the ugly creature dropped dead to the floor, it was probably hanging onto my shirt. Then the following days I noticed red itchy spots on my cheek, same goes for my butt, it was so damn itchy. Those spots on my cheeks are gone now, but those on my butt is still there and is still itchy. This is not the first time a cockroach invaded our sleeping area, my wife encountered once when she was sleeping, she felt something moving on her palm, she woke up and found a cockroach, I think that was before our baby arrived, so that should be quite a while back. And yesterday night was

They Finally Processed My Wife's Hospital Bill

Today I received an email from NUH staff, he told me my wife's bill has been processed so I login to CPF and indeed they deducted the amount, finally I can submit my claim soon. Anyway they deducted $5,519.04, the staff said I should receive the bill around 3 days time, so in total hospital bill for wife and baby is $6473.47, all deducted from Medisave, no need to pay cash.

More Help for Parents!

Government giving out money to parents again, now they increased the baby bonus from $6000 to $8000, babies born from 01 Jan 2015 onwards are eligible. That means I will have $2000 spending money, because I will deposit the first $6000 into baby's CDA, that's great, this will really help a lot to defray our expenses, but actually for me I find that having baby don't really spend that much, my wife is fully breastfeeding so we don't even buy milk powder at all, only a lot of diapers, wet tissue, baby stuff, those don't really cost that much, but if have one more baby then I think will get difficult, for us we happy with one, especially since this one didn't come by easy haha. Anyway you can see following picture for the details, happy parenting! See for details

Home-made Rattle for Baby

Recently I bought one of the Wrigley's double-mint sugar-free mints, it comes in a tin casing and when I shake it will make noise. Just now baby was crying so I tried shaking in front of her, she stopped crying! Since it works so well, I don't think I need to buy those expensive rattle, one of those costs $6-$10 or more, this mint tin only cost me $2 and comes with 35 mints lol.

Singapore General Election 2015

Today heard about it from my colleague so I went to read up more, the election is to be held on 11 Sep 2015, it's a Friday so that day has been declared a public holiday, also known as Polling Day, and 10 Sep 2015 is the cooling off day which means political parties are not allowed to do campaigning. Personally I like Worker's Party, I like Mr. Low, he is a very powerful speaker, but their screw-ups left a very bad impression, anyway they won't be contesting in my area, my area is under Tanjong Pagar GRC, so far I know SingFirst will be contesting but regardless of who come, my vote will go to PAP, this SingFirst gives me the feeling that they don't have any respect for LKY at all, he just pass away and they come and contest, bunch of opportunists, I hope they lose all their deposits.

Baby Now 3 Months Old

At 3 months I noticed that her neck strength seems to have improved, now she is able to turn her head and follow me when I move around her, she is also able to sit on my wife's lap with lesser support to her neck. She also seems to be trying to talk, but she's just talking in baby language, but responsive when my wife talks to her, like she will smile or just talk back. She also seems to need to feed lesser but more in each session, this is good because it's much less tiring for my wife, nowadays baby can sleep through most of the nights, we need to wake up lesser and lesser so we end up having more rest. Looking back, I'm glad we pushed on to have her even though the gynaes that we have seen advised against it, I think it would be very bad not to try, but for our case I did a lot of reading before we decided to push on, I know it is possible for women with my wife's condition to have children, just that we needed one doctor who is willing to try it out with us,

Global Markets Tanking, Recession Coming?

Now my portfolio Mou Gan Tai (no eyes see) meaning don't want to see haha, $1300+ in the red, overall lost about $3700+, all previous earnings wiped out but it's all paper loss, now I wonder how low can it go. Today STI dived below 3000 points, last time it dived so low was in Feb 2014, I think something big coming, anyway better to tighten belt now and don't spend too much. I think now just leave it and collect dividends, the dividends also not bad, overall about 6.79% annualised yield, still better than leaving it in bank. Too bad now no more cash to buy, the stocks are so cheap, it's like the STI Great Singapore Sale, good chance to pick up some, especially those dividend stocks. Actually bigger concern is if recession really hits us, will companies be able to survive, I think Singapore is quite safe, even if we really get hit, our government can always step out to help, but those MNCs hard to say, if they cannot make it, they will just lay off staff or close

Bomb Blast at Bangkok Erawan Shrine

It happened yesterday and today I realized it's the 4-faced Buddha shrine that I visited a few times, it's a very crowded place because a lot of tourists and locals like to visit. I saw a video and a yellow shirt man was there with a black backpack which contains the explosives and left it on a bench, that bench looks familiar, I think I have sat there before, anyway at that position a lot of people will get killed or gravely injured, impossible to react. From the video some people were speaking in Thai, I assume they are the investigating officers, my wife said they mentioned that the bomber doesn't look like Thai, the guy looks Asian to me but I don't think it matters, what is sure is that guy is a criminal, a terrorist and should be hunted down asap. I don't think he is one of those extremist Jihadist, their style is suicide bombing, this guy went in with a detonator, obviously he wanted to bomb the place from a safe distance, and obviously he is targeting

Bank Exec Misuse Consumer Credit Card

Source This bank exec really daring, customers came to him and wanted to cancel their credit cards and instead of cancelling, he used the cards to pay for his own entertainment and shopping! This guy is from DBS, how come the bank do not have stringent control, how come he can be allowed to take the cards out of the bank and then make purchases? Next time if I want to cancel my card, better to ensure the staff cut up the card in front of me, and I hope the judge sentence this scumbag the maximum and make sure he doesn't get to come out to cause more trouble.

Went for the Up Your Service Course 100

It is a 2 days course from 9am to 6pm, today is my first day and of the many courses I went to, I think this one is not bad, most of the others I will feel like sleeping at the start but this one I felt like sleeping only after lunch lol, I think it is because it is a very engaging course as in the instructor will put everyone in groups and make us do meaningful group activities, those activities are very well designed to put you thinking from where you are coming from, be it IT, finance or whatever, and how you can apply what you learn to work. Just one day into the course and I feel like I can start giving better service to people around me, one concept I find very interesting is every time we do something better than the norm for people, people will eventually start to take it as the norm, which means we can only try to always do even better or else we will lag behind, I think this is very challenging but not impossible, if I can really put it to work, I think it will help me a lo

Today STI Dropped 2.9%

The stocks that I bought all in red, phew, most earnings wiped out, but at least not in loss, sigh, I think will hold on for another one or two years lol, but at least I don't need to use the money so can afford to hold, and actually hold on for dividend also not bad, the 3 companies that I bought all not bad, ST Engineering, CDL Hospitality Trust and Cambridge Industrial Trust, I think long-term they can be very profitable but today good chance to buy in, so many stocks suddenly go down but no money to buy!

Bought CoaguChek XS Meter for Wife

Earlier on the staff at NUH gave me the contact for their vendor who sells the device, today I contacted them and then went down to their office located at Aperia Tower 1 @ 8 Kallang Avenue (339509) and bought it at $1070 after GST. The box comes with the device, a lancet and a pack of needles. The company name is Roche, seems like they are specialised in all sorts of medical devices like the diabetics test kit and etc. Anyway I paid cash, they accept credit card and nets but cannot connect so I walked over to Lavendar MRT to withdraw cash, lucky not too far away, funny the building is so big and they don't have a POSB/DBS ATM. CoaguCheck XS Meter The purpose of this device is to measure the INR level of people who are on Warfarin and it didn't take me long to decide to buy, the convenience it brings is significant, I think maybe still cheaper than checking at polyclinic or hospital. And before we can use this, we need to buy the test strip, see the white pi

Proclamation of Singapore's Independence

I wonder what SG will be like if we didn't get kicked out.

Celebrate Singapore's Golden Jubilee!

Today is the start of our super long weekend, holiday all the way until next Monday. I went online to search for "SG50 promotions" and there are a lot of discounts or freebies for Singaporeans and/or PR. Now I'm at a loss of where to go, I will take a look first, but I think during this holiday SG will be bustling with activities, I'm sure everywhere will be crowded, I think on 09 Aug will be especially crowded because of our National Day Parade, I believe the parade this year will be more spectacular than ever. Going to bring wife and baby out and enjoy the holiday spirit!

Baby Doing Great!

Today went to see the paediatrician and she told us baby is doing well, all the blood tests came back negative, liver and everything seems to have improved but she want to do one more test, I don't mind as long as we know baby is fine. We also asked about her Hepatitis B vaccination, after baby was born, a few days later they did the Hep B dose 1 for her, supposed to do the dose 2 but polyclinic didn't do for her because her jaundice at that time was high, so today the doctor ordered the 6 in 1 vaccination which includes Hep B, also good la, all do one shot, but this one is not subsidized much so have to pay most of it, I don't mind as long as baby is protected. We also bought a bottle of Dhamol, it's panadol for babies, one bottle only $0.70 after subsidy, I think outside sell around $2.50 or so, the nurse told us to get a bottle because after vaccination baby will have fever, so just now wife fed baby one dose of 2ml and baby seems to be feeling great now. I think

NUH Billing Cock Up

Last post. Today I called CPF board again, the lady told me to hold on while she check with the healthcare department, so after a while, she told me according the lady at healthcare, she say they didn't receive my claim from NUH! Wow, super shocking, and then she told me to inform NUH to resubmit, I so fed up I asked her can give me black and white to say they never receive and she say for phone enquiry everything is verbal only, anyway seems like it's NUH side cock up. So I emailed NUH again and told the guy what the CPF lady told me, then he told me they resubmitted the claim on 28 Jul, what the fish, so now I say I want to complain, I demand him to tell me how come my wife discharged on 26 May, only on 10 Jun then they submit the claim, never mind, how come on 28 Jul resubmit, must be something cock up somewhere, worse thing is they waited more than one month to realize something cock up and then they resubmit, all the while I waiting like an idiot. He also never tell

So Many Stupid Selfish Losers in Singapore

We didn't use to take the lift so much before the arrival of our baby, nowadays a lift is something quite necessary, especially when we have a pram, then all the ugly behaviour of people started getting worse, it was already quite bad all along, people here are generally selfish and want to be ahead of everyone, even if they walk slower they also can rush in front of you, or when our paths crossed they just rush to cut your path, just want to win, so pathetic. This has happened several times already, just now when we were at Clementi Mall, we were waiting at the lift to go down to the basement, we came first, lift came, a family rushed in without letting us go first, the stupid auntie even had the cheek to smile at me, stupid bitch, I hope karma hits them hard soon. This kind of incident really ruin my mood, how can people be so fucking selfish, so fucking kia su, that family had a child, wonder how they teach that child, to always be kia su and rush to be the first? Of cour