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Showing posts with the label Social

My GST Voucher 2014

I won't get getting any cash or Medisave top-up, can only get the U-Save rebates, let's see how much I can get. From what I understand, U-Save eligibility is according to home size and limited to HDB flats only, and the smaller your flat, the more you get. Mine is a 2-room HDB flat, so let's see. This is for U-Save. Flat Type Jul 2014 Oct 2014 Jan 2015 Apr 2015 Total Amount Per Year 1- and 2-room $65 $65 $65 $65 $260 3-room $60 $60 $60 $60 $240 4-room $55 $55 $55 $55 $220 5-room $50 $50 $50 $50 $200 Executive $45 $45 $45 $45 $180 So I can get $65 every quarter until Apr 2015, total $260, not bad. And there's also a U-Save Special Payment, it will be paid in Jul 2014 and Jan 2015 in payments of $130 each, total $260. This is for U-Save Special Payment. HDB Flat Type  GST Voucher − U-Save Special Payment  1-room  $260 2-room  $260 3-room  $180 4-room...
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Married with Children and Still Natural to Fall in Love?

Source "Maids are human beings and we have feelings too. It is natural to fall in love," says Tara, who is married in the Philippines and has a four-year-old son with her Filipino husband. "I still love my husband and my son. But I am all alone in Singapore and I need someone here too, because I need to stay and work here for many years to support my family back home." Huh? She's already married and still needs another man to be there for her? I don't understand the logic, she got herself a boyfriend and isn't that considered cheating on her husband? If it's just a platonic relationship then I think it's fine but if you read the article, you can tell that the relationship is more than just friends. How about her son, she said she still love her husband and son, so how can she do something like this? I really don't understand.
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Jubilee Baby Gift Both Singaporean Parents Then Eligible?

Source A Marie Dini Osmond said, "For Singaporean babies only and both parents must be Singaporean in order to be eligible for this. I really hope the government have this criteria in place." So if I have a baby next year and I'm not supposed to be eligible because my wife is a foreigner? Haha so sad, one freebie brings out the selfishness of this country's people, I'm sure she's not the only one who thinks like that, a lot of Singaporeans simply hate foreigners, even if spouse of Singaporeans also hate, it's just the way it is. Anyway I suggested 10 gold bars, they probably won't bother to consider my suggestion haha but seriously, if they don't give money then I hope they give something useful, please don't give some stupid worthless coin like in army, waste of taxpayers' money, at least give diapers, milk powder, baby clothes, Grace Fu say give one sarong with Singapore flag to wrap baby, at least that sounds useful, or easiest, g...
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Good Dad Poor Dad

Just returned from the cremation ceremony of my second uncle; my father is the youngest of four brothers. Let's just call this second uncle "Lao Er" (meaning number two). I heard many stories about uncle Lao Er from my parents, he was both a heavy smoker and gambler, and his gamble was on 4D and TOTO. I also heard that he can spend hundreds of dollars in a week on gambling. When uncle Lao Er was still around, he was earning about 500 Singapore dollars a month, I'm not sure if his wife is working. My uncles and aunties would sometimes chip in some money for him, but I heard he would spend it on gambling almost immediately. He and his wife were living in a 2-room flat rented from the government, I heard they paid 100+ a month. He has a son and a daughter, his daughter is married and seems to be doing fine, his son is not doing so well. Let's call his son Ah Boy. Among the 4 brothers, uncle Lao Er was the most worst off, he used to own a 3 or 4-room HDB flat, I r...
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GST Voucher - Cash Should be Based on Per Capita Household Income

This would extend more help to those with children because Singaporeans under the age of 21 are not eligible for the cash component, and most Singaporeans that age are usually studying or serving national service, or even if they work part-time, there's also a limit to how much they can contribute to the family. It will benefit families with kids, like my co-worker, he has 3 kids under the age of 21, I'm not sure whether his wife is working or whether she is eligible for the cash component but he for sure is not eligible because his assessable income is over the limit of S$24000. If I make a wild guess, let's say his total monthly household income is S$5000 and divided by 5 would be S$1000 per capita. As for me, my total monthly household income is S$3480 and divided by me and my wife would be S$1740, so actually I'm having an easier time than him. It's ok for me to not get the cash component since we obviously still can manage but as for him, he has a tougher t...
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Long-Term Visit Pass - Plus (LTVP-PLUS)

http://www.ica.gov.sg/news_details.aspx?nid=12665 Good news for those of us who cannot get PR for our beloved spouse, because the Singapore government has come up with a enhanced long-term visit pass called LTVP-PLUS or LTVP+. I'll sum up the key points in the FAQ provided by ICA so you don't have to go through one big page. Do let me know if I missed out anything or correction is required by dropping a comment. GENERAL LTVP+ will be in effect from 01 Apr 2012. LTVP+ holders will enjoy extended duration of residency, public healthcare subsidies and easier access to employment. No separate application required for LTVP+; an application for LTVP will automatically include your spouse for LTVP+, if eligible. LTVP applications submitted from 01 Feb 2012 will automatically be considered for LTVP+. The first approved LTVP+ will grant 3 years residency and subsequent renewal will be 5 years. Current holders of LTVP will be considered for LTVP+ on next renewal. If holde...
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How to Marry a Thai in Singapore

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You should refer to here -  https://www.rom.gov.sg/reg_info/rom_marriage.asp Please spend some time to go through and understand the information on that section (legal provision, other information, filing of notice, solemnization and etc), if your still not sure, feel free to drop a comment here or you can use their FAQ . The ROM website did a really good job of putting together the information that you need in a well-organized manner. I've done it once and I think the guide is very easy to follow. The only hiccup I've had with my marriage is during the  Appointment for verification & Statutory Declaration where both of us were required to read out a wall of text and my wife had difficulty getting past the first few lines and the counter guy got fed up and told my wife to stop. Definitely my oversight as I didn't arrange for an interpreter beforehand but luckily, there was a licensed interpreter at the scene and we managed to get her to do the interpretation ...
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Commission Calculator for DBS Vickers SG Stocks

Made this little tool to help me calculate the costs of buying or selling a stock, just enter number of shares and price and it will show both buy and sell costs at the same time. Can even choose by cash upfront, online or phone and it will calculate using respective rates. Cash Upfront ONLINE By Phone Shares: Price: Value: Commission: Clearing Fee: ...
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