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Save and Invest is Not, and Should Not be Limited to Rich Singaporeans

Source Everybody should save and invest, not just the rich, and one has to balance earning, spending, saving and investing in order to survive the ever-rising prices in Singapore. Most people around me take it easy, but it's because they are still single but once they get married and have children, the weight of inflation will land hard on their shoulders. I think most people should be doing fine with the earning part, be it through employed or self-employed, it's just a matter of how much each person earns but that's another topic. The most crucial part is spending, some people simply cannot get out of debt because they spend more than they can earn. The rule is very simple, if you have the money, buy it, or else, forget it. I know purchasing with installment plans sounds like a good idea, but provided the interest rate is 0%, anything higher you might as well just save the money and buy later. Why pay more to buy now when you can pay less if you buy later, especiall

Damn, Got the Notice to Pay Income Tax

I thought I don't have to pay for this year and to my horror, I received a letter from IRAS telling me to pay up by Aug, shit, it's slightly over S$300 even after a 30% discount. And while panicking, I checked my payment notice for last year and realized that I received the notice also in Jul, I must have confused and led myself into believing that I don't have to pay... That part where they say, "Thank you for your contribution towards nation building", really annoying, collect money then thank me, I serve NS never thank me, oh wait, they gave me an S$80 Safra Voucher and a Safra Membership card that I will probably never use, hahaha... life sucks huh.

Google Chrome Still Freezes On a Daily Basis

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I made a post  saying that it was fixed but actually it still happens every day after I applied the fix, just that I didn't really test it out thoroughly and I got so fed up that I switched to Firefox. To be honest, Firefox just isn't as fast as Chrome, the speed difference and smoothness are miles apart. The other problem with Firefox is the screen tearing, it's very obvious when scrolling long pages, not a big problem but it bugs me sometimes. So recently I did a clean re-installation of my Windows 7 64-bit, just wanted to start anew, clear away the junk, and I thought it was a good time to go back to using Chrome,  I thought the freezing would be gone since everything is new, but to my disappointment, it still happens. I'm using Windows 7 32-bit at work, and it runs perfectly, no problem at all and it struck me that the problem could have something to do with my 64-bit OS, so I did a search based on that and found this . Those guys were having similar problem in

Useful Information Before Applying for Long-Term Visit Pass

Summary Number of marriages between Singapore citizen and foreigner is increasing. Factors considered when applying for Long-Term Visit Pass, Permanent Residency and Citizenship: Sponsor's occupation. Sponsor's income. Foreign Spouse's education level; degree holders have better chance. Children. Good conduct. Ability to contribute to society. Those who earn below S$1500 a month (referring to sponsor) usually have a harder time to get their application approved. Summary A 34 years old Singaporean man Mr. Leo, managed to obtain PR for his wife from China in less than one year after their marriage in Nov 2011, but he has not forgotten about his fellow Singaporeans with foreign spouse, following was what he said: If the couple is truly in love, really married, they should let them (foreign spouse) come, rather than send one overseas, every month have to go there or what, it's very tiring, yeah, in the end we also will move over there, we also will giv

Mob Bullying a MacDonald's Employee Over Hello Kitty

Source Based on what I understand from the video, seems like those men and a girl were offered 2 soft toys instead of 4 per person, they also claimed that they queued overnight, so? Does that give them the right to talk down to another person? Furthermore, that lady is merely an employee, she's just working for the company i.e. McDonald's, if they are not happy with the offer, and if they feel that they are not getting the justice that they think they deserved, they could always bring it up to McDonald's HQ, it's just an email or phone call away, what's the point of making things difficult for the employee? Nobody forced them to queue overnight for some stupid soft toys, these idiots don't deserve anything, they are a disgrace, they even have the cheek to threaten to bring in the media, what are they going to show? Show the nation or maybe even show the world how stupid and ugly Singaporeans are? These losers should just stay out of sight so they can stop em

My Wife Almost Won 4D First and Second Prize

Following is today's 4D results. Draw No: 3502 Wed 03 Jul 13 1st Prize 1119 2nd Prize 1929 3rd Prize 4477 Starter Prizes 1332 1744 2359 3647 4883 5046 6459 8364 9742 9969 Consolation Prizes 0632 3547 4660 5364 5568 5851 6395 6514 8783 9252 My wife bought 7 similar numbers, she could have bought iBet instead... anyway, of the 7 numbers, there are 1191 and 1939, she said she was thinking of buying 1119 but she marked wrongly and bought 0911 twice instead. That was really close, imagine winning both the first and second prize. Oh, she also bought S$2 of Toto for tomorrow's draw, I am now very curious what will happen... some people say pregnant women brings luck, we'll see how true that is.

Vietnam Graduate Unable to Obtain LTVP+ (Update)

My last post is here . Today I was surfing the net a bit while at work and found that ICA responded to the story of the Vietnam bride who was unable to obtain LTVP+. Source In Madam Pham's case, her long-term visit pass application was not successful as her Singaporean husband did not meet the criteria then. Nonetheless, we granted her a six-month long-term visit pass on compassionate grounds. Upon expiry of her long-term visit pass in the middle of this year, we will reassess and review her case, given that her husband has recently found employment. So from what I can see, her husband was unemployed when they were applying for the LTVP. I would like to hear more into the story because when you look at her husband's unemployment, plus they paid almost S$20,000 for the delivery charges and they live in a condo, it does sound a bit unusual. Perhaps they have a substantial amount of savings. Anyway, since the reason for rejection was her husband's unemployment, I

Vietnam Graduate Unable to Obtain LTVP+

Source How come? Let's look at her "qualifications". Degree Holder. Have a Singaporean boy. Husband is an English tutor (see the comments). They were married in Singapore. They are living in a condominium (richer than me). Let's look at requirements for LTVP+ . 2. Couples who have at least one Singaporean child from their marriage will be eligible to apply for the LTVP+.  For those without a Singapore Citizen child, ICA will look at other factors such as the duration of marriage, and will in general consider more favourably those who have been married for at least three years. So why not? I don't understand why her application was rejected, or at least grant her a LTVP, why totally reject her? The article was published on 12 Feb 2013 and at that time, she was only given a 6 months visit pass which was non-renewable. What is going on? I totally agree with what she said at the last paragraph. What I find staggering is the number of foreigners l

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