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This December is a Month of Sudden Rains and Cold Nights

I noticed that the rain nowadays comes so suddenly, last week me and my wife walked into the lift at our housing estate, the sky was clear with sunshine, and it was barely one minute after we reached our level, then it started to rain heavily. Today we went for lunch, the sky looks clear, a bit dark but I didn't think it was going to rain because it rained last night, when we finished our lunch, it suddenly rained heavily, luckily we dined near where we live because we didn't bring an umbrella. And the weather is getting colder, I haven't had a flu for a long time but yesterday it got me, but I think I'm recovering very fast, the flu is mostly gone now, I think because I work out quite often, good to have a strong body to withstand this kind of unpredictable weather. The water that comes out of our tap is also cold, especially during shower, the water is chilling.
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Complain Complain Complain

Sometimes I feel that the people here are not very nice, I feel that people here are always in a rush, so much so that they forget to be nice to people, for example, people always like to cut into my path, I know it's very obvious I'm walking this way, but some people will deliberately quicken their footsteps just to cut across, I usually just give way to them, I think out of 10 times, only 1 or 2 times people gave way to me. I'm also always in a rush, rush to work, rush home, rush everywhere, but I don't cut people's path because I know it's really annoying. Some extreme cases are when some people totally don't want to give way, they will even go as far as to walk with a "bump into me if you dare" kind of style, of course I don't bump into them, I avoid them, what's the point of them trying so hard to gain that ego point, don't understand. And also when walking on a narrow path, obviously at most two or three person can walk side b
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What Stocks to Buy Now?

On 04 Dec, SGX suddenly plunged, most of the counters that I am following become cheaper, thinking of buying Sheng Siong and CDL HTrust to average down, planning to buy 2 lots of Sheng Siong, and maybe 4 lots of CDL Htrust. Next Tuesday I will have $6919.72, I top up another $1600 then should be enough. There are also other stocks that I would buy if I have more money, like KepLand, Cache, Lippo Malls, Sabana, Venture, M1, all these should rebound later on, if I'm not wrong, have been monitoring their pattern a while now, especially M1 and Venture, once M1 hits $3.2 and below, it will always go back to $3.2-$3.3x, as for Venture, $7.50 seems to be their main support now, once it hits that price, it will always go up. By the way, today M1 closed at $3.20 and Venture at $7.52.
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My Thoughts on the Recent Protests in Thailand

As we all know already, it's Suthep versus Yingluck, so I asked my wife who she likes more, she says red shirts support Yingluck, her step-father even went all the way from Udon Thani to Bangkok to show his support, even though he was there only for 2 days. She also said the red shirts are there to make sure Yingluck don't lose. Then I remember that Yingluck and her Pheu Thai Party was put to power by the 2011 General Election , she won by 4,310,428 votes, the people voted for her, basically she won fair and square in a democratic manner, but now Suthep is trying to bring her down by getting people to storm into government offices, start violent protests, that's not democracy. The question now is, what kind of political standard is Thailand trying to achieve?
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Sold Cambridge Industrial Trust at S$0.695

Recently SGX is on a downtrend, hardly going up, 3200 seems to be very far away, not sure if there will be a Christmas Rally, so today I sold my Cambridge for a small profit of S$222.10 (inclusive of S$125.10 dividend), and right after I sold, Cambridge moved down to 0.690/0.695, lucky I sold early? Last few weeks the price was sort of stuck at 0.695/0.700, haha, everytime I do something the price will move, strange. So anyway my next step is to probably to buy more of CDL HTrust and Sheng Siong since they are so cheap now, CDL HTrust closed at 1.580 and Sheng Siong closed at 0.595, what a sudden plunge, but it's a good chance for me to average down, but not sure if I can get my money in time to buy in, the sales proceed will only be available on next Tuesday, see how.
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This Litterbug at My Neighbourhood

I used to be a litterbug when I was much younger, I would throw stuff on the ground when no one is looking, I even threw water bombs from the 7th floor, but eventually I grew out of it when I realized that somebody is going to clean it up. All the rubbish and the mess don't just magically disappear when I wake up the next morning, some cleaners start cleaning as early as 4am in the morning, when everyone else is sleeping, wonder how many people are aware of that. And cleaning is not an easy job, nobody really say it out loud but I'm sure at some point in your life, you have looked down on cleaners because their salary is pathetic, don't need any education, anyone can do, very easy, but it's not easy when it's your job, but it's always easy to stand at the corner and judge. Now back to the main reason why I started this post, just now I went to the supermarket with my wife, there was this young lad chatting with his girlfriend, he took out a stick of cigarett
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So Many Balance Flats in Nov 2013 BTO

I checked out the recent Nov BTO launch and saw that there are 3974 flats available under the Sale of Balance Flats scheme, wondering how come there are so many flats leftover, I thought BTO is always over-subscribed, 100 to 1 or 200 to 1 that kind of ratio, so if you ask me, I think there shouldn't be anything left, so this is very strange. So maybe some people ended up not getting the flat due to a multitude of reasons, marry then divorce, engage but not marry, book already don't like, book already cannot get loan, surely there wasn't 3974 of such cases right, even if that was accumulated since a few launches, the number is also very high if you compare to the number of flats for each BTO launch.
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Planning a Trip to Thailand Next Year April for Songkran

Still thinking of how much to set aside for this coming trip, for our last 11 days trip this year April, we spent a grand total of $4350.06, so let's see how much to budget for this time, by the way we are planning for 8 days because 11 is a bit too much. Air tickets to and fro $350 per person for 4 people, total $1400 for me, my wife and my parents. This time we are taking plane to Bangkok and then to Udon Thani, no more taking bus, the bus ride is too long, 8-10 hours, damn tiring for my parents and wife, I'm actually okay with it though. Give sinsod installment and mother-in-law insurance 40,000 THB, $1700 Singapore dollars should be a safe number. So $5000 - $1400 - $1700 and I'm left with $1900, that means we will have $237.50 to spend per day, which is more than 5000 THB per day, I think for our trip we spent less than that, I think around $200-$210 per day if we exclude the bus fare, so in the end we gave the leftover cash to my mother-in-law for the sinsod,
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Long-Term Visit Pass - Plus (LTVP-PLUS)

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How to Marry a Thai in Singapore

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Commission Calculator for DBS Vickers SG Stocks

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