MTGS

Posts

Suddenly Feel So Fucking Fed Up

February 28, 2014

So many things ran through my head just now, if you have been following my blog these few days, you would know I'm currently looking to buy a resale flat with my wife i.e. move out of my parents house. So the first instance my mother knows about it, first thing she said to me was even if I move out, I still have to continue to give her some allowance, I kept quiet, my father was right behind her, he just smiled a little and waved his hand downwards, as if telling me not to mind my mother. To be honest, I don't mind giving both of them allowance if it is within my limits, regardless of whether I am staying with them or not, which children don't want their parents to be able to live comfortably? But I just find it very unfair, look at my sister, when she was staying with my parents i.e. her, her husband and two young children, also to mention me, my wife, my father and mother, total of 8 person squeezing in a 3-room HDB flat, that time she only gave my mom $350 per month, I

Friend's Property Agent Friend Called me!

February 28, 2014

I thought he was never going to call, he gave the impression like he doesn't care, I thought as with all the agents that we approached, they don't seem to care because our budget is low, that I can understand, maximum I can pay is $270K, 1% of that is $2,700, I think they will probably only get half of that which is $1,350, but what to do, that's as much as I can afford without stretching my neck. So today he surprised me by messaging to say that he will bring us to a few units in Commonwealth, very nice of him, I only told him I'm interested in one unit but he got a few for us, good, hope we can find one that we like, one that is better and cheaper than the one in Jalan Kukoh, but seriously, I still like the one in Jalan Kukoh. But I think it was because I spoke with my friend, this morning I met him and told him about his property friend, I think maybe he messaged him or something, after a while, his agent friend dropped me that message, I think without recommendati

Got My HLE Letter!

February 27, 2014

This time HDB made me happy, I thought they are going to take 2-3 weeks, but guess what, I got it 3 days after submission! I submitted on the 24 Feb, and I only submitted all required documents on 25 Feb and today 27 Feb I got the letter, but strangely they didn't sms me, I happened to know that it was approved when I logged in to HDB website. They can loan me up to $230,100, more than what I need because I have about $75K in OA, and there's also a $15K housing grant so total I have $90K and I'm looking for a unit which is around $250K, max is $265K valuation and $5K cash, total $270K so I don't have to top up any cash every month. I would say $250K to $270K is within our comfortable zone, any more than that is overstretching. Now I am eyeing a few units at Commonwealth and Tanglin Halt, but I still like the Jalan Kukoh unit, basically the districts that I am looking for is Queenstown, Central and Bukit Merah, best is those which have completed MUP and comes with an

Lower Back Pain! But Getting Better Now

February 27, 2014

This morning I woke up and the pain is still there, wow, can't even get up and my wife had to give me a good push so I could sit on the bed. I was even having difficulty using the toilet, mine is the squat toilet so I really struggled, squatting down hurts, standing up hurts too, I even had to pause for a good few minutes after standing up because my lower back was sore after the squatting, both my legs almost felt numb, as if there was electricity running through them. Then no choice, dropped my boss an sms, told him I will go see a doctor. So after seeing the doctor, the pain is still there, he didn't really do anything except gave me some painkillers, medical certificate and that's it, well that's the thing about lower back pain, you just have to wait for the pain to go away, best way is still prevention. I think it all started last Saturday when I was doing sit ups on a bench with no cushion, after that my lower back felt sore, then yesterday after doing some chin

My Back Hurts!

February 26, 2014

Today after I reached home, I attempted to do some chin ups, and then squatted down for a while, when I stood up, my lower back suddenly hurts so much that I can barely walk, even felt a bit giddy, sigh, last time when I was a teenager, one nice uncle told me to be careful with my back but I didn't listen, I was young and full of energy, almost felt invincible, never take care of my back. So when I entered the army, unfortunately I got posted to some physically demanding unit, have to carry lots of weight, that sure contributed to my back problems, in fact several of my platoon mates also have back problems. Anyway, to young people out there, please take care of your back, when you carry load, always squat down and keep your back straight, don't bend your back and carry load, as time goes by your back will hurt, last time I thought older people are always full of shit, now I know that's not true, they have experienced it and when they are willing to share, even though whe

Finally Submitted My HLE Application

February 25, 2014

Today I submitted everything, now we just have to wait for the results, according to HDB, we have to wait about 2 to 3 weeks. By the way, this Saturday we are going for viewing again, hope it's better than the Jalan Kukoh flat and cheaper, but I still like Jalan Kukoh because it is only about 5 to 10 minutes walk to my office and Chinatown, there's even a Sheng Siong about 5 mins walk away. My wife say she don't like it because it's too quiet there, for me I don't care, most important is location because I believe no matter how cheap the flat is, how well you renovate, at the end of the day you still have to work, imagine feeling that going to work and going home from work is a chore, that's how I feel now.

My Wife Cannot Apply for SingPass (Update)

February 24, 2014

My previous post here . So today I called HDB resale hotline and a nice officer told me exactly what to do since my wife cannot apply for SingPass to do the electronic signature. He said I need to go back to my HLE application screen and then while at step 2, uncheck a box, he said there is only one box there to uncheck, can refer to the following screen: Uncheck The Box at Step 2 Yes, just need to uncheck the box where it says " I understand that if I am using a public or shared computer for this application, I should protect my personal data and remove my documents from the local drive of this computer after I have completed my application. " Yeah, I know it doesn't make sense but it works. So after I uncheck that box, I proceed as per normal, make sure all information is still correct and then submit, finally this time it allow me to go through without any electronic signature requirement for my wife, most important thing is it shows the option to print o

View 2-Room Resale Flat at Jalan Kukoh

February 23, 2014

Today the agent called me and arranged a viewing, just nice me and wife was heading to Chinatown to eat the famous An Ji Fish Head, so we headed there afterwards. By the way we ordered the sweet and sour fish head and some fried chicken wings, really good, the fish head was very fresh, the chicken wings very crispy and fragrant, the meal costed $21, satisfied. Once we reached there, we noticed that the void deck area was very quiet, maybe because today is a Sunday? Anyway, we waited a while and the agent arrived, nice fella, he brought us up to level 4, there was an open space playground, it's on top of a multi-storey carpark linked to the block. Then he brought along another potential buyer, a single lady, so we went up to view the flat. The flat has been upgraded in year 2000, HDB added another room behind the kitchen, just a small space, I estimate it's about 6 to 6.25sqm, large enough to fit in one king size bed but there's not much walking space. There's one ro

My Blog Finally Attracted an Idiot

February 23, 2014

Look at this idiot, come to my blog and post these stupid comments, I'm sure it's from the same person as the timing is very close. Stupid Comments from a Stupid Person I replied to one of the comments and after that I realized that he/she posted to another 3 of my posts, and obviously this person is trolling, so I might as well summarize my response in one single blog post so here goes: Hey idiot, go fuck yourself. Done, that's how you deal with idiots.

A Few Thoughts After My In-Camp Training

February 21, 2014

After going back for so many in-camp trainings, I noticed that things have improved a lot, nowadays we in-pro and out-pro very quickly unlike in the past we can take more than an hour for each process, super waste of time, they even make us sign in and out so everybody had to queue up, now we just have to let them scan our id card and that's it. The cookhouse food have also improved a lot, used to be managed by Singapore Food industries, their food really sucks, now it's managed by SATS, I can see the standard seems to have improved a bit but there's still room for improvement, well, when you mass cook, the quality will always be substandard, but I heard one meal is $6.50, it's not cheap so I expect the quality to be higher. The emart have also improved, more and better items available, problem is they don't have air-con, mindef only gave them a small space, don't even want to provide air-conditioning, heard from the cashier the space is rented from mindef s

My Wife Cannot Apply for SingPass

February 21, 2014

I was trying to apply for HDB Loan Eligibility(HLE) letter online and got stuck at step 6 where they need my wife to login with her SingPass for the electronic signature, she doesn't have one so I went to the SingPass website to apply but I don't see her in any of the eligible groups , see following: The following groups are eligible to apply for SingPass: Singapore Citizen and Permanent Resident Employment Pass and Personalised Employment Pass holders EntrePass holders S-Pass holders Dependant Pass holders (of EP, PEP, EntrePass and S-Pass holders) Selected Work Permit Holders* By the way she is holding onto LTVP+, and I gave it a try anyway but still cannot, LTVP+ Holder Cannot Apply SingPass? Very strange, dependant pass holders are eligible whereas LTVP+ holders are not? If LTVP+ cannot then I think LTVP also cannot. Sigh, don't understand, just dropped them an email to ask them what to do next, some government policies are really mind boggling, they

Got My First Marksman

February 20, 2014

Today we went for our SAR21 firing exercise, surprisingly my team managed to achieve marksman, actually the marksman rate for our unit was very high, heard it was 99% or 100%, nowadays for NSmen it's based on team performance and not individual performance so if one guy cannot shoot well, the good shooters can help to offset the lost points, as for my team, most of us only missed around 3-4 shots so it's free $200 for each of us, totally unexpected, I never got marksman before, don't even talk about $200. Anyway tomorrow is our last day and we say bye bye to each other.

Damn Hot Afternoon

February 16, 2014

Just came back from Sheng Siong, had some laksa, dumpling noodle and rojak, ordered too much, anyway the afternoon is really hot, the sun is burning my skin, the air is so dry, wonder how long has it been since the last rainfall. And damn lucky we don't have field training for next week, or else somebody is going to suffer from heat injury, it's 31 degrees but I feel that it is way hotter than that, I think the world's climate is getting hotter, the weather nowadays is a bit strange, wonder if we will have snow one day.

Search This Blog