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Tomorrow Moving into New House!

Today went there and saw that the contractor had done some work i.e. laid one layer of cement to prepare for overlay of tiles, at least I can see the materials now, they changed to the longer type of tiles, heard from my father it's because the one that we choose ran out of stock so my father changed for me, it's fine as long as they can get it done, I have gotten to the point of anything works as long as it's done! Anyway tomorrow we will move in, can't wait, a bit shabby but our room is decent, we even have a set of dining table and 4 chairs, it's from some ang moh who is moving back home and they don't need it anymore so my father took it for us, still looks new, I think it's expensive, the table is a tempered glass top and chromed leggings, chairs are also chromed with leather seats, so no need to buy dining table and chairs, another saving.
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Took IQ Test LOL

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I think 2 or 3 questions I anyhow whack, totally didn't make any sense to me lol. IQ Test for Free Anyway 127 is above average so not that bad, can check out the score below. http://www.free-iqtest.net/iq-score-guide.asp
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Flooring Works Still Not Started

Really can vomit blood, until now nothing is done, I don't even see the materials or anybody, what the hell man. Took them a few weeks just to apply for the permit, and when the permit is finally approved, no update no nothing, no material and nobody, nothing, damn f**king pissed off. Now I know why my friends told me not to find people I know to do the renovation, in my case it's my father's friend, they f*** up and you can't do anything about it, I told my father to tell them to give me a timeline and they can't, what the hell is that, no timeline so when will they even start? Next year? Or the year after? What rubbish is that, by the time they start the permit will have expired, it's only for one month, so I'm going to wait for them to get the permit again? And repeat the whole bullshit again? I don't care anymore, if they can't do it, fine, I find someone else, just stop wasting my time, now this Sunday I will move in, really f*** up, the who
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Time to Pay Income Tax Again!

Basket, this year tax so much, $493.48, sigh, last year still have 30% discount, this year no discount, NSman have $3000 relief, should give more, every year waste my time only relief so little bit, sigh, still have 3 more high-keys to go. This NS really nothing good to say about it, I wonder why some people love it so much, me, I do it because I have to do it, not because of anything else, it's that simple, if you ask me whether I like it or not, obviously I don't like it, if you ask me if I can choose not to do it or not, of course I won't do it, let the garang ones do it since they love it so much, but I bet you that if NS is by choice, then those garang people won't do it too, it' easy to say, when you do it haha, it's another story, just like how our fellow females say NS is good and bla bla bla but when asked if they would do it they say no LOL, talk is cheap.
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Getting Annoyed with People Who Ask for (Free) Things

The day before there was this auntie, I think she was around 50 or 60+, when I was crossing the road she tried to intercept me but just nice my wife called me so I answered and then I crossed the road and headed to my HDB lift, I think she chased after me and as I entered the lift, another guy also entered the lift, then she appeared outside the lift and told both of us that she doesn't have money to buy medicine, the guy told her that he did not bring any money and before the auntie could react, the lift door closed and she walked away. Then this morning I saw her again, this time she was carrying two plastic bags, I think it was groceries, very strange. Today I met one uncle that I saw a few weeks ago at my workplace area, that time he told me he was in difficulties, what difficulties he never say, anyway he asked for a cigarette so I gave him one, today he saw me again and he asked me for a cigarette again, I totally ignored him, I was thinking how come he doesn't find a j
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New Spectacles Got Scratches!

Wah shiat, waited eagerly for today and after I collected and went home to surf net then I noticed my right lens has a patch of scratches, can't see it if the light is not shining towards me, so when the monitor's light shines into my eyes, the patch is quite obvious, then I put my glasses under direct light and looked from under, wow, the patch is so obvious, no wonder I see blurry lights at certain angle, I think somebody didn't do their job properly, how can they hand over a product with poor workmanship, sigh, jia lat, how can anyone be so irresponsible, I am sure the one who scratched it knows, but just want to ship it out and get it over and done with, please, think anyone so blind to never notice it. I really hate these type of people, they screw up and just keep quiet and let the snowball roll on, really scum of the earth.
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Good Increment and Bonus This Year

Got a $464 increment and a 2.9 months bonus, whew, guess I can hit my $4000 a month salary before 2018 , now my salary is $3944, totally unexpected, but the bonus is slightly lower compared to last year, last year was 3.2 months, then again, 2.9 also good, even 2 also good, anyway I'm not relying on the bonus so it really is a bonus to me because when I plan my finances, I don't take into account my bonus, I find it safer this way. But higher salary comes with higher responsibility, now my boss put me as a team lead for a new project, hope I don't screw up, but I don't think it's that difficult to do because I know the project quite well already, I'll just do what I always do, try my best.
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HDB Approved My Renovation Permit

Today I checked it says approved, yes! I think they should start soon, father say probably takes between 2 to 3 days to complete, 1 day for hacking and clearing debris, 1 day for overlay flooring and 1 day buffer, I hope they can get it done soon and hopefully this weekend can move.
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My Wife is Considering Further Studies

Today we went to Golden Mile, at level 3 there is a branch of the  Sukhothai Thammathirat Open University (STOU) , it's a distance learning university where students can sign up and study by themselves and then go for exams at PSB Academy, it's similar to the O/A Levels private candidates. There are also volunteers who have either completed the course or almost completing, they are there to help answer questions about the course. My wife learnt about this school through her Facebook friend and so they decided to check it out together, and I tagged along because I was very skeptical about it, but well, after being there, seen the place and talked to one of the volunteers, the school seems reliable, I also did a check on the school via internet, found that it's one of Thailand's public universities . I was skeptical because the courses fees are ridiculously low, but then again it's distance learning so they don't have to pay for classrooms, teachers and equipmen
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Bought My Curtain Set at IKEA and Giant

Father bought some special cleaning agent for us so we went to clean the windows yesterday, looks a bit better now, at least can see through the windows, previously so dirty due to the age-old dirt/grease, now okay but not superb, father recommend getting those glass cleaner to really give it a good look. After cleaning, we went to IKEA at Tampines, bought a curtain rod set: HUGAD Curtain rod @ $6.90 BETYDLIG Wall/ceiling bracket @ $5.80 ($2.90/piece) VÄSENTLIG Finial @ $6.90 Total = $19.60 The bracket is the adhesive type using 3M technology so no need for drilling, so easy haha. And Giant is right next to IKEA so we dropped by and bought a curtain for $16 so total spending for our curtain is $35.60. Oh we are only putting up curtain in our room, doesn't seem feasible to put it at the kitchen because our kitchen is small and it'll get dirty easily because my wife will be cooking there. As for living room, no point also because the window is the old flipping t
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Cut My Hair and Got Myself a New Spectacle!

Cut my hair at the barber for $10, looks good! Also got myself a new spectacle for $155, nowadays the spectacle so expensive, my current one only costed me $90+, shows that things are getting more expensive, I hope my increment this year is good, and today company announced they will release increment details next Monday, hope more money!
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Father's Company Finally Called Me

Today I received a call from his company, the lady told me that since there will be hacking, then they need to apply for permit, so she sent me a HDB renovation acknowledgement form to sign, also need a witness to fill in name and particulars, so I got my colleague to help me, I signed and sent back to her, hopefully she submitted today so I think by Monday they can start work. Father say should start on Monday and finish by Wednesday.
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Singaporean Getting Married in Thailand

Recently one of visitors asked me something regarding marrying in Thailand, today I found a comprehensive document that details the steps involved, hope it will help those who are looking for this information. Marriage Registration Procedure in Thailand I quote fully from the document as follow in case they change the file location: PROCEDURE FOR SINGAPOREANS TO REGISTER MARRIAGE IN THAILAND Singaporeans who wish to register a marriage in Thailand would first need to execute an affidavit at Singapore Embassy in Bangkok. Please refer to the attached list of supporting documents required for executing the affidavit (Please download the attachment "Notice of Marriage ( http://www.mfa.gov.sg/content/dam/mfa/images/om/bangkok/Register%20marriage%20in%20Thailand/Noticeformarriageupdated31May2013.pdf )"). Note: Letter from MOM is only applicable if your partner is a Thai National. 2 You can apply for the Certificate of Clearance (COC) directly with CID in Singapore. If you
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Long-Term Visit Pass - Plus (LTVP-PLUS)

http://www.ica.gov.sg/news_details.aspx?nid=12665 Good news for those of us who cannot get PR for our beloved spouse, because the Singapore government has come up with a enhanced long-term visit pass called LTVP-PLUS or LTVP+. I'll sum up the key points in the FAQ provided by ICA so you don't have to go through one big page. Do let me know if I missed out anything or correction is required by dropping a comment. GENERAL LTVP+ will be in effect from 01 Apr 2012. LTVP+ holders will enjoy extended duration of residency, public healthcare subsidies and easier access to employment. No separate application required for LTVP+; an application for LTVP will automatically include your spouse for LTVP+, if eligible. LTVP applications submitted from 01 Feb 2012 will automatically be considered for LTVP+. The first approved LTVP+ will grant 3 years residency and subsequent renewal will be 5 years. Current holders of LTVP will be considered for LTVP+ on next renewal. If holde
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How to Marry a Thai in Singapore

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You should refer to here -  https://www.rom.gov.sg/reg_info/rom_marriage.asp Please spend some time to go through and understand the information on that section (legal provision, other information, filing of notice, solemnization and etc), if your still not sure, feel free to drop a comment here or you can use their FAQ . The ROM website did a really good job of putting together the information that you need in a well-organized manner. I've done it once and I think the guide is very easy to follow. The only hiccup I've had with my marriage is during the  Appointment for verification & Statutory Declaration where both of us were required to read out a wall of text and my wife had difficulty getting past the first few lines and the counter guy got fed up and told my wife to stop. Definitely my oversight as I didn't arrange for an interpreter beforehand but luckily, there was a licensed interpreter at the scene and we managed to get her to do the interpretation fo
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Commission Calculator for DBS Vickers SG Stocks

Made this little tool to help me calculate the costs of buying or selling a stock, just enter number of shares and price and it will show both buy and sell costs at the same time. Can even choose by cash upfront, online or phone and it will calculate using respective rates. Cash Upfront ONLINE By Phone Shares: Price: Value: Commission: Clearing Fee:
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