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Activate POSB Card Magnetic Stripe for Overseas Use

So this Friday I will be flying to Bangkok for a quick trip to bring my mother-in-law and wife's cousin to Singapore. Today I kept reminding myself to activate my card in case I need to withdraw money, actually I can use my credit card but just to be safe, I always like to play safe so no harm leaving all options open. I went to DBS iBanking and found the function, can even set it such that the stripe will be active for a period. Just go to Cards > Activate Card's Magnetic Stripe for Overseas Use > Select your card > Click Allow. Then you can choose whether you want it to be active forever or just for a period, better set it to the latter because it is safer. So I set 01 May to 02 May, just one day is enough. Hopefully everything goes smoothly, the recent aviation disaster is still fresh in my memory, damn scary to take a plane now lol.
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Received My Second Adsense Payment

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Last payment. This time they didn't send a cheque, they deposited into my bank account instead. Not bad, I was expecting a payment in June or July, I got paid earlier means I have more visitors, thanks everyone for the support! $155.59 SGD
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Today My Mob Unit Got Back to Me

It was fast, sent the email yesterday and today they replied, they told me to fill up some fields via email and attach my plane tickets which obviously should be referring to my itinerary. Now I just remember 01 May is labour day, I don't think they will activate on a public holiday right but I don't know, I never kena before doesn't mean it is impossible, anyway no harm informing them, just fire an email, sekali they really activate on that day lol. Come to think of it, if wartime, no matter what day also can activate, if war I don't think the commander will say hey let's enjoy the holiday and prepare for war later, no such thing.
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Going Overseas During Manning Period

Almost forgot, I will be going overseas on 01 May, I just remember it is within my mobilisation manning period, lucky I remember so just now I sent an email to my unit and cc contact@ns.sg just in case. I remember my manning officer told me if manning need to go overseas then better inform early with proof, so I also attached my flight itinerary. See what happen next.
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Going to Bangkok on 01 May!

Haha, going to bring my mother-in-law and my wife's cousin and then come back, just going there for a few hours. My wife scared her mom and cousin get lost, so she ask me to go bring them. I bought the ticket damn early, I think have to wake up at 3.30am to catch the 6.30am flight, confirm stoned. Reach there go buy their smoke and coffee and wait for them ;)
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Chen Tian Wen Unbelievable Video

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Hahaha this video...
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Never See Doctor Today

Today was supposed to see the gynae and pediatric cardiologist but last minute decided to cancel the appointments, also cancelled the scan at the end of this month. Reason is because since we already know my wife is going to be admitted to NUH next month  to prepare for her delivery, I thought might as well do whatever scan there instead, anyway also busy at work so I try to take leave only if necessary, not like the consultation will reveal anything new. And also might as well spend the consultation and scan fees on baby stuff instead. So this morning we went to buy baby stuff instead, last week we bought baby's shirt, mittens, booties, hat and some other stuff, today we bought the bed set for baby, I think no need to buy a cot, just a small bed will do. Probably won't buy the baby trolley, maybe we'll just buy a sling instead. And next month my mother-in-law and my wife's cousin will be coming, still waiting for that cousin to do his passport before I buy the tick...
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Sold All My Stocks

Today I sold everything for a small profit of $600+, not bad, I think market is going down soon, I don't believe STI can go past 3500 and stay above, furthermore the US interest rate is going to rise anytime but nobody knows for sure when, better to sell first because I don't know how much STI will go downwards once they announce the news. Sounds like a great idea right, if STI go down, there will be cheap stocks, by then I will buy in, haha wishful thinking, see how it goes, every time I sell the market sure go up.
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SIBOR Rate Rising, Time to Sell Stocks?

Recently news of SIBOR rate rising has been coming out quite often, even when I was busy I also know about it. Just last year it was 0.4%+, now it is 1%+, more than 50% increase. Some good reads here, I think the 3rd link really gives a good idea: http://www.moneysmart.sg/home-loan/sibor-trend http://www.abs.org.sg/rates_sibor.php http://business.asiaone.com/personal-finance/investments-and-savings/should-you-still-get-sibor-based-home-loan Our SIBOR is closely linked to the US interest rate, so I heard they are planning to increase again, I think just late last year or early this year they increased, so our SIBOR will most likely increase together, by then people here would be cash strapped so I guess they won't put so much money into stocks, I think better to sell everything soon, maybe next week I clear my stocks and hold on to cash first. I think those who really overstretched will be very much affected, if SIBOR goes up to 2%, their monthly payment would increase ...
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How Can Someone Be So Unreasonable

Just now went for a meeting with users and it took more than 3 hours, all because this one senior user simply cannot stop finding fault with me, and it's not the first time this happened, this happened quite a few times already and I'm seriously getting very fed up with him. Last month he told me to check something for him, I did and sent him a report of my findings, he didn't bother to go through and waited until this meeting to tell me I didn't check correctly, so how come he didn't highlight to me last month, only today then he tell me not correct? And he went on and on for almost an hour, whole meeting got stuck there just because of him and we still have other stuff to go through. Finally he told me to go back and check again, repeat the cycle again, I will check and send him and he won't bother to read and during next meeting he will find fault again, got another case also like this, like that can never solve the problem, just keep going back and forth. ...
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Long-Term Visit Pass - Plus (LTVP-PLUS)

http://www.ica.gov.sg/news_details.aspx?nid=12665 Good news for those of us who cannot get PR for our beloved spouse, because the Singapore government has come up with a enhanced long-term visit pass called LTVP-PLUS or LTVP+. I'll sum up the key points in the FAQ provided by ICA so you don't have to go through one big page. Do let me know if I missed out anything or correction is required by dropping a comment. GENERAL LTVP+ will be in effect from 01 Apr 2012. LTVP+ holders will enjoy extended duration of residency, public healthcare subsidies and easier access to employment. No separate application required for LTVP+; an application for LTVP will automatically include your spouse for LTVP+, if eligible. LTVP applications submitted from 01 Feb 2012 will automatically be considered for LTVP+. The first approved LTVP+ will grant 3 years residency and subsequent renewal will be 5 years. Current holders of LTVP will be considered for LTVP+ on next renewal. If holde...
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How to Marry a Thai in Singapore

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You should refer to here -  https://www.rom.gov.sg/reg_info/rom_marriage.asp Please spend some time to go through and understand the information on that section (legal provision, other information, filing of notice, solemnization and etc), if your still not sure, feel free to drop a comment here or you can use their FAQ . The ROM website did a really good job of putting together the information that you need in a well-organized manner. I've done it once and I think the guide is very easy to follow. The only hiccup I've had with my marriage is during the  Appointment for verification & Statutory Declaration where both of us were required to read out a wall of text and my wife had difficulty getting past the first few lines and the counter guy got fed up and told my wife to stop. Definitely my oversight as I didn't arrange for an interpreter beforehand but luckily, there was a licensed interpreter at the scene and we managed to get her to do the interpretation ...
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Commission Calculator for DBS Vickers SG Stocks

Made this little tool to help me calculate the costs of buying or selling a stock, just enter number of shares and price and it will show both buy and sell costs at the same time. Can even choose by cash upfront, online or phone and it will calculate using respective rates. Cash Upfront ONLINE By Phone Shares: Price: Value: Commission: Clearing Fee: ...
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