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One Stock I will Buy Now...

If I have money. I bought 1 lot of Semb Corp Industries (U96) at S$5.15 on 27 Mar 2013. I was attracted to the S$150 dividend that they will payout in May, and I was expecting the price to go upwards, it did go up to S$5.23 in early April but from then on, kept going down, it's now S$4.90 as I type this. Too bad I don't have the cash to average down. Dividend Info Record: 02 May 2013 Payment: 14 May 2013 Per Share: S$0.15 Let's see how it performs in late April. And that's the good thing about trading long-term, if the price goes down, and if I have the money, I can choose to average down, if not, I'll wait since it's only paper loss. And I don't believe at S$4.9x or S$4.8x, or hell even S$4.7x nobody wants that S$150, it's just too good to pass.
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Immigration Phone Scam

Source SINGAPORE: The Immigration & Checkpoints Authority (ICA) said it does not call up members of the public for transfer of funds pertaining to immigration facilities such as extension of stay in Singapore. This comes after ICA received public feedback that some individuals including foreigners had received suspicious phone calls from a caller who claimed to be an ICA officer. The calls made to the victims happened over this week and were from a phone number that is similar to the ICA hotline (6391 6100). ICA said the caller would tell the victims that they had not filled their disembarkation/embarkation cards properly. They were then asked to transfer funds to the caller in order to make their stay in Singapore legitimate. ICA said such calls are not authentic and that the police have been informed of the scam. The public is advised to ignore such calls, and not transfer any money via remittance agencies, banks or any other means to the caller. The public should call the poli
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Photos from Thailand Trip

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Photos! I didn't take too many though as I keep leaving it at my wife's home, but here goes... New Tesco Lotus in Kumphawapi District Random shot of chickens in cages Rubber trees at my mother-in-law's house Look at the neat formation I heard this is the correct way to cut the tree Cut rubber tree front view See how the liquid used to flow down to the collection bowl I think it takes time to fill up Young rubber trees Another small farm for young rubber trees Growing healthily Young spring onions See how the spring onions have grown Bamboo trees, it's a very useful tree Lots of snail shells, I see piles like this everywhere I wonder what these are for This is how they manage their waste, burn. My wife's uncle's house This is how they store clean water See how big the jar is Honeycomb, this is honey fresh from the trees! Rear shot of the honeycomb Yu
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Just Came Back From Thailand Trip

Went to my wife's hometown in North Eastern Thailand (Udon Thani) with my parents and then had a short stay in Bangkok. I have some pictures to share but I will post my spending, get some sleep and then upload tomorrow. Air tickets to Bangkok (4 adults) Fare Price S$200 Tax S$136 Checkin Baggage S$18 (1x 20KG) Booking Fee S$36 (online booking charge) Seat Fee S$20 (seat selection) Total S$410 Air tickets back to Singapore (4 adults) Fare Price 5160 THB Tax 2800 THB Checkin Baggage 900 THB (2x 20KG) Booking Fee 900 THB (online booking charge) Seat Fee 500 THB (seat selection) Total 10260 THB ( S$428.06 ) My spending for the trip (11 days) Taxi to Changi Airport S$10 Bought a 10 pack Sampoerna S$32 Changed S$3450 at Suvarnabhumi Airport @ 22.63 for 78073 THB 12000 THB for my wife to return to her mom. 15000 THB as payment for sinsod (by installment). 2104 THB for bus ticket to her home in Udon Thani (526 THB per pax). 2400 THB for bus ticket back to B
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Singapore Budget 2013 - Wage Credit Scheme (Update)

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In my last post , I mentioned that I am eligible for the Wage Credit Scheme, but today when I looked at this article from IRAS, seems like I am not eligible. Basically the government will co-fund salary increment, but only for employee whose Gross Monthly Wage is S$4000 or below. So how do they derive Gross Monthly Wage? My monthly salary is S$3300, and I usually get 3 months bonus a year, and I have a S$500 allowance for each year. Total basic wage = 3300 x 12 = 39600 Bonus = 3300 x 3 = 9900 Allowance = 500 Total = 39600 + 9900 + 500 = 50000 Total divided by Number of Months Worked = 50000 / 12 = 4166.66 Meh. I was happy for a while...
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Long-Term Visit Pass - Plus (LTVP-PLUS)

http://www.ica.gov.sg/news_details.aspx?nid=12665 Good news for those of us who cannot get PR for our beloved spouse, because the Singapore government has come up with a enhanced long-term visit pass called LTVP-PLUS or LTVP+. I'll sum up the key points in the FAQ provided by ICA so you don't have to go through one big page. Do let me know if I missed out anything or correction is required by dropping a comment. GENERAL LTVP+ will be in effect from 01 Apr 2012. LTVP+ holders will enjoy extended duration of residency, public healthcare subsidies and easier access to employment. No separate application required for LTVP+; an application for LTVP will automatically include your spouse for LTVP+, if eligible. LTVP applications submitted from 01 Feb 2012 will automatically be considered for LTVP+. The first approved LTVP+ will grant 3 years residency and subsequent renewal will be 5 years. Current holders of LTVP will be considered for LTVP+ on next renewal. If holde
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How to Marry a Thai in Singapore

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You should refer to here -  https://www.rom.gov.sg/reg_info/rom_marriage.asp Please spend some time to go through and understand the information on that section (legal provision, other information, filing of notice, solemnization and etc), if your still not sure, feel free to drop a comment here or you can use their FAQ . The ROM website did a really good job of putting together the information that you need in a well-organized manner. I've done it once and I think the guide is very easy to follow. The only hiccup I've had with my marriage is during the  Appointment for verification & Statutory Declaration where both of us were required to read out a wall of text and my wife had difficulty getting past the first few lines and the counter guy got fed up and told my wife to stop. Definitely my oversight as I didn't arrange for an interpreter beforehand but luckily, there was a licensed interpreter at the scene and we managed to get her to do the interpretation fo
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Commission Calculator for DBS Vickers SG Stocks

Made this little tool to help me calculate the costs of buying or selling a stock, just enter number of shares and price and it will show both buy and sell costs at the same time. Can even choose by cash upfront, online or phone and it will calculate using respective rates. Cash Upfront ONLINE By Phone Shares: Price: Value: Commission: Clearing Fee:
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