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Changed My EZ-Link Card to NETS FlashPay for Free!

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My EZ-Link card was peeling off so I went to an MRT station to ask for a replacement, and I was expecting to pay. Then the lady offered to change my card to NETS FlashPay for free. See, isn't it pretty... Front View Back View
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Is Blogger Dynamic View Easy to Use?

I have been playing around with some free custom templates and it seems like they all take some configuration to use. I'm currently using the premade template from blogger and it's called Dynamic View, looks easy to use to me but not sure about my visitors. If anyone of you have any suggestion, please let me know, I'm really lousy at design.
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My Aircon is Not Working Again!

Oh great, it's not cold again, so it completely went down on 12 May, and then they fixed it on 21 May by topping up the gas, they did say it was an interim measure and they would arrange another visit to determine the location of the gas leak because they did not have the equipment nor spare part, and they did call the next day to arrange for a visit, which is supposed to be this coming Friday, 31 May. Now I have to get them to come and top up the gas again. Sigh, so troublesome, why can't they just quickly fix the problem once and for all. I really hope they can eradicate the problem this coming Friday, they better bring along their whatever equipment and spare part, how can their service staff go to customer site without equipment and spare part, don't get it, I thought they have a van. Gain City, thank you, while I appreciate you for selling me the aircon at discount price coupled with some freebies, but your support is slow, I hope you improve on this or you'll
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Things to Consider When Buying Aircon

After going through that gruelling 9 nights without aircon, it kept me thinking about my next aircon purchase. I'm definitely not going to buy from Gain City, reason being they did not run the pipes properly for me resulting in a gas leak. Even though it took about 1 year 10 months to be completely drained of gas resulting in that last failure, it's still not acceptable. My colleague is using Daikin aircon, everything from installation to maintenance was done by the company and in his 3 years of usage, there was only one breakdown and it was due to a known bug in the compressor's motherboard, and of course it was replaced with no cost. And it took 9 days for them to come down here to fix my problem, that's too long, I appreciate the fact that they fixed the problem but it's just too much. I'll probably buy Daikin, my colleague seems like a happy user, and my China colleagues keep telling me Daikin is the most expensive brand of aircon in China, probably becaus
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What If I Win Lottery?

I bet most people will ask themselves this question at least once in their lifetime. So what if I win? Let's say S$1 million. I will dump it all in government-linked stocks with at least 5% dividend yield, without considering the trading fees, the rough return is S$50,000 a year, and I don't have to do anything, every year I'll get paid. I asked my wife what she will do if she have that kind of money, she say she will help people in need, gosh, not that I'm against helping people in need but I think before we help others, we should help ourselves first i.e. achieve financial independence and then help with whatever spare cash. Having S$1 million in cash doesn't mean I will be financially free, it just mean that I have that kind of money to spend, question is how long can it last if I keep spending? So it's better to setup passive income, dividend stock is a very good choice. Daydreaming on a public holiday is kind of silly huh.
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My Thoughts on Investing in Lottery (TOTO)

Recently I have been reading quite a lot on lottery winners, about how lady luck smiled on them and about how some of them lost all the money so quickly. Then I thought, if I had that kind of money, I would probably not tell anyone, and I would invest all of it in stocks and just collect dividends. I would keep my job though, a person simply cannot sit around and do nothing all day, you could say if I had that kind of money, I could start a business or tour the world to keep myself busy but those are not what I like to do. Then it struck me, if I never buy, chance of winning is zero, then what's the point of daydreaming about it. So acting on my justification, I bought a number for 4D and 2 sets of quick pick numbers for TOTO, all for S$2. Just checked and my 4D number didn't win, now waiting for tomorrow to check my TOTO numbers. I think I would probably try my luck every week, buy S$1 at a time, so I would end up spending S$4 a month, which is really not much. I feel like
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My Aircon is Finally Working Again!

Let's recap, it all started on 11 May when I noticed that it wasn't cold and I had to switch it off and on again for it to work but that didn't last long. The following night, there's no cold air coming from the unit, not even the one in my parents room. We also tried switching on the one in our living room but it's not cold as well. By the way, we are running a Sharp system 3 inverter setup. So I told my mom to call Gain City because we bought everything from them; from running of cables to installation. Unfortunately, they were fully booked until today, and luckily, the guy who came today managed to solve our problem, but not entirely. Initially he suggested to clean the aircon as he suspected it might be due to dirt and mold but my mom told him that we cleaned the unit only recently, actually it was cleaned about 6 months ago but anyway, we are sure it's not due to dirt because for the unit in our living room, I think we switched it on no more than 3 time
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New Free to Play MMORPG Neverwinter!

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Site Download Found out about this game last week and have been playing for a while, I'm a level 10 Control Wizard! Very cool game, feels like World of Warcraft (WOW) but the gameplay is much different, it's got a First Person Shooter (FPS) feel to it because you need to aim to attack, not like in WOW where you select a target and your character will auto-attack. It's also got tons of quest, there's even player-made quests and the graphics is good, but I think they are still working on it as it gets a little choppy sometimes but it's not that bad. Must try, and it's free! Oh and don't create an account first, download the game and create through the game's login screen so you won't see those silly errors that I encountered, what a waste of time! See, isn't it pretty! My Level 10 Control Wizard
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Long-Term Visit Pass - Plus (LTVP-PLUS)

http://www.ica.gov.sg/news_details.aspx?nid=12665 Good news for those of us who cannot get PR for our beloved spouse, because the Singapore government has come up with a enhanced long-term visit pass called LTVP-PLUS or LTVP+. I'll sum up the key points in the FAQ provided by ICA so you don't have to go through one big page. Do let me know if I missed out anything or correction is required by dropping a comment. GENERAL LTVP+ will be in effect from 01 Apr 2012. LTVP+ holders will enjoy extended duration of residency, public healthcare subsidies and easier access to employment. No separate application required for LTVP+; an application for LTVP will automatically include your spouse for LTVP+, if eligible. LTVP applications submitted from 01 Feb 2012 will automatically be considered for LTVP+. The first approved LTVP+ will grant 3 years residency and subsequent renewal will be 5 years. Current holders of LTVP will be considered for LTVP+ on next renewal. If holde
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How to Marry a Thai in Singapore

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You should refer to here -  https://www.rom.gov.sg/reg_info/rom_marriage.asp Please spend some time to go through and understand the information on that section (legal provision, other information, filing of notice, solemnization and etc), if your still not sure, feel free to drop a comment here or you can use their FAQ . The ROM website did a really good job of putting together the information that you need in a well-organized manner. I've done it once and I think the guide is very easy to follow. The only hiccup I've had with my marriage is during the  Appointment for verification & Statutory Declaration where both of us were required to read out a wall of text and my wife had difficulty getting past the first few lines and the counter guy got fed up and told my wife to stop. Definitely my oversight as I didn't arrange for an interpreter beforehand but luckily, there was a licensed interpreter at the scene and we managed to get her to do the interpretation fo
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Commission Calculator for DBS Vickers SG Stocks

Made this little tool to help me calculate the costs of buying or selling a stock, just enter number of shares and price and it will show both buy and sell costs at the same time. Can even choose by cash upfront, online or phone and it will calculate using respective rates. Cash Upfront ONLINE By Phone Shares: Price: Value: Commission: Clearing Fee:
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