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Always Check Your Starhub Bills

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Last time out of nowhere they charged me for the Connecting Tones Service, now they charged me more than what I signed up for. Last month I signed up for their Surf and Watch package, it's an internet plus cable TV package and the cost per month was S$66.65 inclusive of GST, basically the internet costs S$39.90 and the cable TV costs S$26.75, and the cable TV was supposed to be HD upgraded. The salesperson also told me that the S$66.65 was before Hub Club discounts, which means the bill will be lower. But when I received my bill, I was puzzled by the cable TV charges. Cable TV Charges As you can see in the picture, if you take 45 - 11.887 = 33.113, so how is that cheaper, and that's after my Hub Club discount. So I called 1633, and they informed the billing department to call me back, and when they did, the billing department told me they need to check and will call me back, but instead of them calling, the salesperson got back to me and told me actually the HD Upsize
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Coach Plunged into 150 Meters Ravine when Descending from Genting Highlands

Source When I reached home today, my father was telling me a car flew down from Genting, I was having my dinner and I looked at him in bewilderment, and he had this serious face, I was thinking why the hell would anyone do that. This kind of news really sends shivers down my spine, now I think it will really take a lot for me to go there again, the last time I went was in Apr 2012, actually before I went, there was a news report of a coach overturning, also during descent, I was quite worried that time because I was going with my parents and my wife, and when we were descending, I was praying in my mind, damn scary, luckily nothing bad happened. 150 meters, that's really high, a coach falling down that kind of height, with 49 people inside, damn, and they confirmed 32 deaths, really sad. I think if I were to go again, I would probably take the cable car, but the cable car is also damn scary.
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COE Climbing Up Again

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When the government introduced the new borrowing policy, the COE price for Cat A plunged, but now it's going up again, I think the demand is there that's why dealers will bid for it, which also mean people are willing to buy it anyway. Cat A COE on Aug 13 2013 Let's look at the new borrowing policy that was introduced this year. If your car OMV (Open Market Value) is <= S$20000, you can loan up to 60%. If your car OMV is > S$20000, you can loan up to 50%. The maximum loan tenure is 5 years. So let's say you buy a S$95000 car, you have to pay S$38000 i.e. 40% in cold hard cash, as for the other S$57000, you can only loan up to a maximum of 5 years, say at 2.88% interest per annum, you will need to pay about S$1087 a month. Car Loan Calculation Top that up with season parking, ad-hoc parking, fuel, ERP, road tax, insurance, maintenance, ad-hoc maintenance, I think it can all add up to more than S$1600 a month, I can understand if people buy it a
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National Day Rally 2013 - Housing

"We will always make sure that a HDB flat is always within reach -- affordable and available to Singaporeans. Don't worry. Go ahead, plan on it, get married, get your flat." - PM Lee Yet I am married and I can't afford my own home, how ironic. The 2-room BTO is a joke, we can only apply at the age of 35, factor in the waiting time, we would probably get the keys at 38 or 39, I'm not saying it's totally bad, it's good for Singaporeans at that age, but for people like me who is only 30, either we wait or try to have baby or stretch our necks and buy resale. But then again, even if they allow us to buy at 30, I don't think HDB can cope with the demand, look at the Jul BTO, there were 55 singles applying for each 2-room flat, so what happens to those who didn't manage to get it? Well, either they keep trying if they don't mind waiting, or buy resale. I can understand how difficult it is, too many people, too little housing, of course there wi
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Waterfox, a Google Chrome Alternative for 64-bit Windows

I discovered this browser only today, it is a 64-bit version of Firefox and it's named Waterfox, don't they sound like siblings. Anyway the design goal for Waterfox is Speed, now that really piques my interest, I've been looking for a browser that can compete with Google Chrome, seems like I found one. But do note that it only works in 64-bit Windows, and also seems like I can't have both Firefox and Waterfox together, if I run Firefox, it will end up running Waterfox, my colleague had it the other way, when he ran Waterfox, it ended up running Firefox, so we both uninstalled Firefox, this fixed my colleague's problem. I tried Waterfox for a day, it really does feel fast, I can't really tell the difference in speed between Waterfox and Chrome, both seems equally fast, now I'm just waiting to see if Waterfox will freeze up, you know I have this problem whenever I open a link in a new tab in Chrome or Opera, and if that tab contains Flash player stuff, it wi
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Popular posts from this blog

Long-Term Visit Pass - Plus (LTVP-PLUS)

http://www.ica.gov.sg/news_details.aspx?nid=12665 Good news for those of us who cannot get PR for our beloved spouse, because the Singapore government has come up with a enhanced long-term visit pass called LTVP-PLUS or LTVP+. I'll sum up the key points in the FAQ provided by ICA so you don't have to go through one big page. Do let me know if I missed out anything or correction is required by dropping a comment. GENERAL LTVP+ will be in effect from 01 Apr 2012. LTVP+ holders will enjoy extended duration of residency, public healthcare subsidies and easier access to employment. No separate application required for LTVP+; an application for LTVP will automatically include your spouse for LTVP+, if eligible. LTVP applications submitted from 01 Feb 2012 will automatically be considered for LTVP+. The first approved LTVP+ will grant 3 years residency and subsequent renewal will be 5 years. Current holders of LTVP will be considered for LTVP+ on next renewal. If holde
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How to Marry a Thai in Singapore

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You should refer to here -  https://www.rom.gov.sg/reg_info/rom_marriage.asp Please spend some time to go through and understand the information on that section (legal provision, other information, filing of notice, solemnization and etc), if your still not sure, feel free to drop a comment here or you can use their FAQ . The ROM website did a really good job of putting together the information that you need in a well-organized manner. I've done it once and I think the guide is very easy to follow. The only hiccup I've had with my marriage is during the  Appointment for verification & Statutory Declaration where both of us were required to read out a wall of text and my wife had difficulty getting past the first few lines and the counter guy got fed up and told my wife to stop. Definitely my oversight as I didn't arrange for an interpreter beforehand but luckily, there was a licensed interpreter at the scene and we managed to get her to do the interpretation fo
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Commission Calculator for DBS Vickers SG Stocks

Made this little tool to help me calculate the costs of buying or selling a stock, just enter number of shares and price and it will show both buy and sell costs at the same time. Can even choose by cash upfront, online or phone and it will calculate using respective rates. Cash Upfront ONLINE By Phone Shares: Price: Value: Commission: Clearing Fee:
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