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Sheng Siong Boss Mother Kidnapped

Source Wow big news, people actually have the guts to kidnap people in Singapore, furthermore the two kidnappers are Singaporeans. I wonder what made them resort to something so drastic, kidnapping carries the death penalty. Kidnapping Act "Abduction, wrongful restraint or wrongful confinement for ransom 3.  Whoever, with intent to hold any person for ransom, abducts or wrongfully restrains or wrongfully confines that person shall be guilty of an offence and shall be punished on conviction with death or imprisonment for life and shall, if he is not sentenced to death, also be liable to caning." In other countries maybe they can get away with it but Singapore is such a small place, where can they hide? And the ransom amount was $2 million, how are they going to get away with such a big sum of cash? I think those 2 guys did it without thinking, very foolish.
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Did Away with Google Docs for Stocks

Found that using spreadsheet is really troublesome, have to do a lot of calculations myself and I'm not really the kind who likes to waste time re-inventing the wheel so I found a good portfolio management tool, it's free and it's got a lot of those cool graphs and charts and statistics all generated for you as long as you key in your transactions, so if you are interested, you can create an account at i3investor . It's something like Google Finance, but I think it's more sleek and the price quotes are more accurate because seems like Google Finance will only show up to 2 decimal places, for example a share price is $1.115, but Google rounds it up and shows it as $1.12. You can check out My Stocks , it's now friendlier to the eyes and easier for me to manage!
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Dream Wedding and a $90,000 Debt

Source Learned about this story from SG Talk, the couple spent $110,000 on their wedding, wow, $110k, it's a lot of money to me, and to spend it for one day is just out of my league, even if it's within my capability I don't think I will spend like that. Let's look at their debts. They borrowed: $45,000 from a financial institution with a repayment period of two years. $4,000 from a licensed moneylender. $11,000 from a relative. $30,000 via credit cards. Their total debt is $90,000. Also note that the couple had savings of $20,000. So what did they pay for? $12,000 for bridal arch. $75,960 for 45 tables at 6 star hotel (1 table $1688++ but I use 45*1688=75,960). $22,040 for bridal photography, make-up, hair-styling and videography (not sure how much they spent on this so I use $110k-$12k-$75,960). $110,000 and it doesn't include the honeymoon, "They spent so much that Mrs Lee's other dream - a honeymoon in Europe - had to be put off.
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Singapore Bank Interest Rate is Pathetic

On 31 Dec 2013, I have a balance of $4753.91 in my POSB bank account; it's the old type of savings account opened when I was in primary school and that was about 18 or 19 years ago, good thing about this account is there is no fall-below fee. So I checked and found that they paid me $1.21 for interest, that's like 0.025% , hahahaha, that's why never ever keep your money in the bank, what a waste of potential. You may argue that the way I calculate is wrong, I should calculate by month and such, but no matter how you do it, it's still ridiculously low. So the moral of the story is, invest, in equities, in gold, in whatever else, but always determine your risk appetite first, know exactly what kind of investor you are, how much risk you can or is willing to take, it's not just oh have money just whack, if in doubt, ask, there are plenty of places to ask like sgtalk, hardwarezone stocks, i3investor and etc, there are always people willing to share their knowledge.
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9th Straight Gain for STI

Today is the 9th straight gain for STI since 18 Dec 2013, now I'm wondering how long will the winning streak last, but of course volatility in the market is common, even if it does go down, I'm wondering how the whole rally thing will go about, will it break 3200, or even 3300 or more? One thing I'm quite sure of is it won't go below 3100 without any good reason, unless there is another penny stock crash, or Kim Jong Un starts his war talk again, or the Thai political crisis turns into a civil war, or due to some other unforeseeable causes, but I expect no problem coming from the US side, I'm sure they have grown out of their childish squabbles and come to realize that their economy and world economies are far more important. Actually unforeseeable causes will hit the markets the hardest, reason is very simple, people are not prepared for it, throw in some fear mongering and the worlds markets will tremble. I'm sure there will be some event that will pop up in
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New Year Day and My Back Hurts!

Yesterday night after watching movie suddenly my lower back hurts, put some Yoko Yoko and seems to reduce the pain a bit but it's still painful if I stand up or sit down. This morning the pain is still there, put some more Yoko, now I think feels a little better, don't feel like going anywhere though, maybe I'll watch movie again ;) New year, just another day passed, another year passed, like no feeling, oh wait, the only feeling is inflation, price hike everywhere.
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Collected My Passport Today at ICA via iCollect

Recently I submitted a passport renewal because it is going to expire soon, they deducted $70 from my bank account after I dropped it into the collection box at ICA building. A few days later, I checked online and found that it is ready for collection, I choose the iCollect mode, I think it is a new self-collect service and I set the collection date as today. So I went to ICA level 1 eLobby, the iCollect section is very obvious, it's like a spaceship with two counters, quite futuristic looking. I went to the counter, there's nobody there, well, it's self-collect, so anyway I touched the screen to start the procedure, there were videos for each step telling me what to do, scan my NRIC, scan my thumbprint, scan my old passport, scan my face (facial verification), all done by myself, then it dispensed my new passport, it's like a vending machine! The whole process probably took less than 3 minutes, I think it's very efficient, impressive.
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Had a Bad Dream Last Weekend

Can't remember whether it was Friday or Saturday night, the dream was quite vivid and I still remember it now, it's strange because I never remember a dream for long after I wake up, I will probably forget everything within one or two hours. In the dream, somehow my father passed away, I can't recall the cause of death but I saw my mother's face clearly, she looked a bit sad, she didn't talk, she was staring at something on my left side, and I was looking at her the whole time. Then I saw my father's face, he was lying down, his eyes were closed, lying on something peacefully. That's about it. I think I remember it because it has something to do with my family, my dreams were usually stupid things like jumping up a building, and then down a building, or I'm running with someone or something chasing me, can't remember clearly but it was always the stupid crap, I rarely have good dreams, oh there's one where I dreamt that I strike it rich, and
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Long-Term Visit Pass - Plus (LTVP-PLUS)

http://www.ica.gov.sg/news_details.aspx?nid=12665 Good news for those of us who cannot get PR for our beloved spouse, because the Singapore government has come up with a enhanced long-term visit pass called LTVP-PLUS or LTVP+. I'll sum up the key points in the FAQ provided by ICA so you don't have to go through one big page. Do let me know if I missed out anything or correction is required by dropping a comment. GENERAL LTVP+ will be in effect from 01 Apr 2012. LTVP+ holders will enjoy extended duration of residency, public healthcare subsidies and easier access to employment. No separate application required for LTVP+; an application for LTVP will automatically include your spouse for LTVP+, if eligible. LTVP applications submitted from 01 Feb 2012 will automatically be considered for LTVP+. The first approved LTVP+ will grant 3 years residency and subsequent renewal will be 5 years. Current holders of LTVP will be considered for LTVP+ on next renewal. If holde
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How to Marry a Thai in Singapore

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You should refer to here -  https://www.rom.gov.sg/reg_info/rom_marriage.asp Please spend some time to go through and understand the information on that section (legal provision, other information, filing of notice, solemnization and etc), if your still not sure, feel free to drop a comment here or you can use their FAQ . The ROM website did a really good job of putting together the information that you need in a well-organized manner. I've done it once and I think the guide is very easy to follow. The only hiccup I've had with my marriage is during the  Appointment for verification & Statutory Declaration where both of us were required to read out a wall of text and my wife had difficulty getting past the first few lines and the counter guy got fed up and told my wife to stop. Definitely my oversight as I didn't arrange for an interpreter beforehand but luckily, there was a licensed interpreter at the scene and we managed to get her to do the interpretation fo
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Commission Calculator for DBS Vickers SG Stocks

Made this little tool to help me calculate the costs of buying or selling a stock, just enter number of shares and price and it will show both buy and sell costs at the same time. Can even choose by cash upfront, online or phone and it will calculate using respective rates. Cash Upfront ONLINE By Phone Shares: Price: Value: Commission: Clearing Fee:
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