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Why Do Smokers Knock (or Pack) on a New Pack of Cigarettes?

I bet you have seen it so many times and you have no idea why they did it, as a smoker myself I can tell you there is no benefit to knocking unless you are talking about a pack which has been opened for a while, and as you carry on with your daily activities, the tobacco on each stick becomes loose so you need to knock on each individual stick before lighting up to bring the tobacco together, and that's in order to get the best smoking experience. As for new pack, there is no need to knock because the pack itself is airtight and is very compact, even if you move around, it won't become loose, in fact the act of knocking actually causes the tobacco to drop off, if you don't believe, check the inside of your empty pack and you will see plenty of loose tobacco at the bottom, in my pack, there's hardly any loose tobacco because I don't knock, so you see knocking is a waste of tobacco. So why do they do it anyway? Well, when I started smoking at 13 years old, I knock b
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Finally Received My POSB Everyday Card (Update)

Previous post. Now I know how to use my credit card! I went to Sheng Siong, trying my best not to look stupid and told the cashier, "charge to this card", she took the card and did her stuff, then she took out a small writing pad with a pen, I asked, "sign here?", she smiled and said wait for the receipt haha, nabehz, first time use kena caught by her! Anyway next thing she took the receipt and asked me to sign on it and that's it, my first credit card payment completed. And regarding the EZ-Reload feature, I checked the terms and conditions and found that the auto-top can only happen once every 24 hours, quote: 2.3  Notwithstanding  anything  to  the  contrary  herein  contained,  the  Account  Holder  agrees  that  a minimum period of 24 hours must elapse between each Revaluation for each EZ-Reload by Card Enabled ez-link card. EZ-Link shall not be obliged to revalue the EZ-Reload by Card Enabled ez-link card with another Revaluation Amount until after
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Finally Received My POSB Everyday Card

There's a whole bunch of documents that came with it, terms and conditions, guide on credit cards to tell me to use it carefully, some notice saying to safeguard the Singapore financial system bla bla bla, but they never show me how to use a credit card, but I guess I just need to charge it to the MasterCard, they also gave me a PIN number, I wonder what it is for, when I make payment I have to press the PIN number? The way other people pay by credit card is they give the cashier the card and sign on the receipt, now I'm confused, so how do I charge to my credit card? Haha, sigh really sua ku... I was surprised that they gave me $18,500 for my credit limit, wow, that's so much money, I don't even earn that much in a month, and that's more than 4x of my monthly income! No wonder so many people get into credit card debt, they give you more than you earn and with so much money at your disposal, it's really tempting to spend, I have to admit I felt tempted to go a
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Still No News on Wife's PR Application

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I went for the appointment with my wife on 08 Oct 2013, until now it's almost 6 months and still no news, the application is still shown as Pending in iEnquiry. Permanent Residence Pending Wonder when I can get some update...
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Nursing Home Damn Jia Lat

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Source Got bug in the vegetables! Like that also can, I heard nursing homes are not cheap and this is the kind of standard that they give?!? I did a quick search on the internet and found a document which seems to be published on Dec 2007, the charges for Sree Narayana Mission Home for the Aged and Sick: Sree Narayana Charges In 2007 one month is $1,500! I hope there is subsidy from the government to help these elderly and their family. By the way the different Cats just mean the level of care that the patient needs, Cat IV is the most dependent, price is the same though. I wonder how much it costs today, bloody hell so expensive and the standard so terrible, see the mug is so dirty, they don't even bother to wash properly, I bet they also don't wash the vegetables, really black heart, it's for human consumption, not for animals! But seriously our healthcare standard really terrible, jia lat, so expensive and so bad. Sigh but such is the sadness of our society,
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Starhub Fibre Suddenly So Slow

I think it all started yesterday, sometimes the page won't load and I need to refresh it once or twice, today is worse, sometimes won't load at all, even accessing blogger also difficult, and when watching videos on Youtube also damn bad, sometimes it will show error encountered and I have to reload, sigh what happened. I think this is the second time I kena such problem, other than that Starhub is reliable but I hope they can resolve the problem as soon as possible, I go to their Facebook page and saw so many complains today, I think something major happened.
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Songkran in Singapore?

Source Haha, and it's going to be a dry Songkran, what the hell, according to my wife, splashing water brings luck and washes away bad things, now what would a dry Songkran mean? And the dates don't tally, Songkran is from 13 Apr to 15 Apr, this dry Songkran is 12 Apr to 13 Apr, what the hell again? I know there is a dry spell in Singapore recently, so I think they might as well cancel the thing, at least they only disappoint the participants rather than make everyone unhappy because there will be the environmentalists saying what a waste of water while people like me will say what's a water festival without water. And even if they run a water Songkran, don't think I will participate, the feeling is just different, you cannot replicate that kind of culture here in Singapore, no way, everything here is too controlled, if you think you can drive a truck with a huge barrel of water and go around splashing everyone you see, sorry no, it will never happen in Singapore,
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Before Going for Resale Flat Viewing

Just want to share my experience, if you are planning to buy a resale flat, before you contact any seller or agent, get the Housing Loan Eligibility (HLE) letter from HDB or Letter of Offer from bank first, this is because according to HDB, buyer is not supposed to make an offer without the letter, but even if you go ahead and make an offer, I doubt the seller or agent will believe you, ultimately black and white speaks louder than anything. And there are agents who will first ask whether you have the letter, if no letter, they will ask you to apply first, those who are nice will tell you nicely, I heard some don't even bother to entertain you if you don't have the letter, bad attitude though. Anyway applying for HLE is free and according to HDB, it takes about 2-3 weeks, but I got it in 3 days , as for bank loan, not so sure, someone who knows please feel free to leave a comment. And also for HLE letter, you can choose soft copy or hard copy send to your address, I choos
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Sichuan Cold Dishes

Just now went dinner with wife at the coffeeshop at neighbourhood, there is this newly-opened shop selling Sichuan food, mainly the cold dishes like Liang Pi, Hai Tai, Mu Er, Dou Pi and some other dishes. Liang Pi is like our Kway Teow and unlike those I've seen on the internet where they put chilli oil, this one is white, I think there is white vinegar that's why it has a sour taste, there's also something like our Tau Pok (fried bean curd) but it's white in colour, also small cuts of cucumber, quite tasty. Hai Tai is seaweed, I think it's boiled and then mixed with small bits of garlic and slightly salted, also not bad. Mu Er is black fungus or wood ear, didn't expect it to be such an appetizer, only added black vinegar and bits of garlic and it goes really well with rice, tastes good by itself too, my wife loves this. Dou Pi is the kind of hundred fold bean skin you can see in supermarket, cut into long slices and mixed with chilli oil, I like this on
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Gwiyomi paling ganster- mesti tengok!!

This is madness!
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Raja Bomoh Parody

Lol coconut and flying carpet!
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Just Received First Appointment Letter from HDB

They sent the letter by post, it has the details of the appointment date, what to bring for seller and buyer, important notes and a notice to ensure windows are properly maintained, damn, the unit's windows looks really lousy and might fall of anytime, I think might have to spend money to change it!
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Housing Affordability: Singapore Versus Shanghai

I have a colleague from China, sometimes we like to compare Singapore with China or vice-versa, this time we talked about housing price, I told him that I bought a 2-room resale flat for $250K, also told him the size is 46sqm, he paused for a bit, and told me if calculate by price per sqm, the price is about the same as in a first-tier city (一线城市) in China. Mine is $5434 per sqm, so he said Shanghai is about 25,000 Yuan ($ 5115) per sqm, but he stressed that it's much more expensive for Chinese. He went on to explain that the average white collar worker in Shanghai earns about 8,000 Yuan ($ 1637) a month, and one house is usually 60sqm (he highlighted that sqm in China is smaller than Singapore, think the measuring method is different?), which should cost about 1,500,000 Yuan, that is 187.5 times the average worker's monthly income. He also mentioned that the average monthly income includes bonus. For my case, my monthly is $3480, it does not include bonus, so for a $250K h
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Long-Term Visit Pass - Plus (LTVP-PLUS)

http://www.ica.gov.sg/news_details.aspx?nid=12665 Good news for those of us who cannot get PR for our beloved spouse, because the Singapore government has come up with a enhanced long-term visit pass called LTVP-PLUS or LTVP+. I'll sum up the key points in the FAQ provided by ICA so you don't have to go through one big page. Do let me know if I missed out anything or correction is required by dropping a comment. GENERAL LTVP+ will be in effect from 01 Apr 2012. LTVP+ holders will enjoy extended duration of residency, public healthcare subsidies and easier access to employment. No separate application required for LTVP+; an application for LTVP will automatically include your spouse for LTVP+, if eligible. LTVP applications submitted from 01 Feb 2012 will automatically be considered for LTVP+. The first approved LTVP+ will grant 3 years residency and subsequent renewal will be 5 years. Current holders of LTVP will be considered for LTVP+ on next renewal. If holde
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How to Marry a Thai in Singapore

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You should refer to here -  https://www.rom.gov.sg/reg_info/rom_marriage.asp Please spend some time to go through and understand the information on that section (legal provision, other information, filing of notice, solemnization and etc), if your still not sure, feel free to drop a comment here or you can use their FAQ . The ROM website did a really good job of putting together the information that you need in a well-organized manner. I've done it once and I think the guide is very easy to follow. The only hiccup I've had with my marriage is during the  Appointment for verification & Statutory Declaration where both of us were required to read out a wall of text and my wife had difficulty getting past the first few lines and the counter guy got fed up and told my wife to stop. Definitely my oversight as I didn't arrange for an interpreter beforehand but luckily, there was a licensed interpreter at the scene and we managed to get her to do the interpretation fo
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Commission Calculator for DBS Vickers SG Stocks

Made this little tool to help me calculate the costs of buying or selling a stock, just enter number of shares and price and it will show both buy and sell costs at the same time. Can even choose by cash upfront, online or phone and it will calculate using respective rates. Cash Upfront ONLINE By Phone Shares: Price: Value: Commission: Clearing Fee:
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