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How Much Will I Leave Behind If I Die Now?

Recently this question popped up in my mind a few times, I think maybe because I'm the only person working so I'm a bit worried about my wife's future if I should suddenly leave this world. I should take this chance and find out how much I can leave to my wife if I die. Dependants' Protection Scheme $50,000 in the event of death or total permanent disability. Term insurance with rider $100,000 for main plan, $50,000 for rider, total $150,000 in the event death or total permanent disability. Company term insurance 24 times of my monthly salary, 24*3944=$94,656. Home Protection Scheme It will fully pay up my HDB loan so my wife won't have to pay anything more. CPF monies (as of today) Ordinary Account (OA) $4,151.53 Special Account (SA) $20,147.32 Medisave Account (MA) $23,386.47 Total $47,685.32 So she can get $342,341.32 and a fully paid 2-room resale flat, not bad huh, she can either sell the flat and go back to Thailand or continue to stay here
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Fix XML Error When Adding Read More Function

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The read more function is here . Easiest way is to remove the entire highlighted part The reason why it throws error is because in xml, every tag must be closed, so other than removing the entire line, you can also do it in following two ways: Method 1 - add a slash to close the tag. <img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj1vpGPR2cMdiQtyoxBtE1Nl2AEvjWrkGsWwW3mKJl8DD01Onv_6knyLz81rFCUc3YN8epCjt4eUERQ7rFgv8jPIQncGQbcUznKf1dA_gBosqlD2D8qrkXOgHEaMyoJFBkR_LALKXtWm2A/s1600/1x1juice.png" / > Method 2 - add a closing tag. <img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj1vpGPR2cMdiQtyoxBtE1Nl2AEvjWrkGsWwW3mKJl8DD01Onv_6knyLz81rFCUc3YN8epCjt4eUERQ7rFgv8jPIQncGQbcUznKf1dA_gBosqlD2D8qrkXOgHEaMyoJFBkR_LALKXtWm2A/s1600/1x1juice.png"> </img> That's it!
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Google Adsense New Payments System

They updated their Terms and Conditions . They also have a new payment system . One of the main changes is that they are calculating my earnings directly in Singapore dollars instead of US dollars. Another change is that my payment threshold is now $150 Singapore dollars instead of $100 US dollars, overall it's higher but well, doesn't really matter much. Now I'm more curious about how they make the conversion from USD to SGD, I hope I don't suffer a loss in payments after the conversion! Anyway let's see how.
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Just Added a Read More Function and a New Related Posts Script

Haha, finally I found a good related posts script that looks nice and is easy to customize, the last one was terrible because I have no idea how I can customize it, the read more function is also great, now I can put more posts in my home page, previously some posts were too long and my home page looked really messy, at least now my blog has a more professional feel lol. Thanks to the following sites for the scripts. How To Add Automatic "Read More" Button/Hack in Blogger . How to Add Related Posts Widget with Thumbnails to Blogger / Blogspot .
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KFC National Day Celebration Combo at $4.90

Just now we went to KFC for a quick snack, there were long queues, most people were queuing for the Celebration Combo, why not, cheap and good deal at $4.90. So what is included? Two pieces of hot and crispy chicken that comes with a small flag that says " HAPPY BIRTHDAY SINGAPORE", a regular whipped potato and a Nestle Sjora mango and peach drink, not bad right, I'm not sure how long does this promotion last so go grab yours today.
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Adjusted My Blog Layout

A few weeks ago I added a Qoo10 link to try out their affiliate program, it didn't work out, worse of all it probably is more distracting than useful, I think a lot of clicks are wasted on it, so today I took it out and changed my site layout to focus more on Adsense, we'll see how it turns out.
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Britons Murdered in Kuching

Source Neil Dalton and Aidan Brunger, both 22, were on a six-week work placement along with five other medical students to put the skills they had learnt during their time here at the university into practice. The two were found murdered at 4.15am on Wednesday with stab wounds on their chest and back following an early morning quarrel with several men in Abell Road. SAC Chai said initial investigations indicated the incident started when the two Britons, who had been drinking, began arguing loudly between themselves in a bar. The four suspects, who had also been drinking, confronted the medical students and told them to be quiet, he added. "One of the British students slapped one of the men, turned over a table and walked out," he said. When the students left the pub on foot, the suspects pursued them in a car. One of them got out of the vehicle and attacked the duo. When you are in a foreign land, always respect the laws and the people there, the worse thing that c
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Bought 2 Lots of CDL Hospitality Trust at $1.65

Just about 2 weeks ago it was at $1.795, today when I checked out the price I was quite shocked to see it at $1.65, lowest was $1.64, so I quickly went in and grabbed 2 lots, that's all the spare cash I have now haha. I like this counter very much because it has properties in different places, especially in Maldives, and the price fluctuates a lot which means this is a popular counter, anyway I'm now focusing on Cambridge Industrial and CDL Hospitality trusts, I realized that I don't have to buy too many counters, I just need to focus on a few good ones.
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My Utilities Bills So Far and U-Save

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My utilities bills so far. JUN, JUL and AUG First two months was low because we haven't move in yet, by the way first month they charged a $60 deposit so the actually bill was $7.18. So for this month it's $97.39, much lower than expected, every month I set a budget of $150 for utilities and service and conservancy charges (S&CC), my S&CC is $28.50 because mine is a 2-room flat, so 150-28.50=$121.50. I think my utilities bill can be lower because last month we had a leak in one of our toilet bowls, I fixed that about two weeks ago, so next month my bills should be slightly lower. I also checked with SP Services how come I didn't get any U-Save rebate, the lady on the line said I am eligible and it should have been credited in my July bill, she will check and get back to me.
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Setting Up J2EE Development Environment Using Eclipse 3.5.2 and Weblogic 10.3.3

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Just to share with everyone how I setup my development environment at work, I'm using Windows 7 and you will need to download 3 softwares: Java SE Development Kit 6u24  - i586 Eclipse Galileo SR2 Packages (v 3.5.2)  - Windows 32-bit WebLogic Server 10.3.3 Step 1 you download and install the JDK, it's very straightforward, just double click to run and install with default settings. JDK Installed to My C Drive Step 2 you download Eclipse and extract to whichever folder you like, I put it in my C Drive. Eclipse in My C Drive Too Step 3 you extract WebLogic to whichever place you like, for me is also C drive. WebLogic also in My C Drive Now go to your WebLogic directory, edit configure.cmd, add MW_HOME and JAVA_HOME, MW_HOME is the place where you extracted the WebLogic, JAVA_HOME is the place where you installed the JDK. Add MW_HOME and JAVA_HOME Open up a command prompt and cd to the location of the weblogic directory, for me is C
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Today I Played with Spring Framework

Currently I have a tool written in JSP, all the java code is running inside the JSP, it's very messy and not easy to maintain, well, I had to do it this way because it's piggyback onto an existing application, I don't want to touch anything existing, and doing it this way is very easy to deploy. So anyway, I was thinking of doing it in a more standard way using a framework, so today I tried struts and spring, I find spring easier to implement, just need to download the spring libraries , and apache commons logging , dump it into WEB-INF\lib, configure web.xml for the servlet, create a controller class, create a JSP, create a servlet xml, that's it, so easy haha. If you are interested you can check out this tutorial , it will get you started real quick. I think I might be able to convert my tool into spring by this week. Oh by the way I'm using weblogic server 10.3.3, I run it from my Eclipse, so after I make the change, I just deploy and run locally, very easy t
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Qoo10 Auction Looks Promising

After I bought my chin-up bar, there was an option to give feedback after which they will give you some points, and from there I realized that they have this daily lucky draw, you just need to log in, click on the Open button, and then Q-chance. It's a wheel of fortune style kind of lucky draw, everyday you get to draw once, and after every purchase you also get to draw once. I still haven't fully figure out what I can do with the stuff there but I learned that I can bid for items using the green, silver and gold mameq, but so far I haven't won anything but the beauty of it is that it's not difficult to get the mameq, just log in daily and click the lucky draw and then try your luck in bidding.
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Singapore's 49th Birthday

I didn't know it was our 49th birthday until I Googled lol, every year pass by so peacefully that our National Day seems just like any other day, most years I don't even watch the parade, not even on TV, yeah we have had some scares in recent years, SARS, financial crisis, terrorism, Nicole highway collapse and etc but nothing our ministries cannot handle, to be honest I find our ministries very efficient and effective, yeah some policies are crap but our ministries are always open to feedback from the public, and they actually do something about it, which is a good thing, how many countries out there bother to listen to what you say and then do something about it? Anyway when was our last military conflict, none after World War II, we have enjoyed a long period of peace, some scares here and there but nothing catastrophic, I think it's easy for me to say now that I am a reservist but I feel that military service is very important, as an NSF if you ask me whether NS means
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Long-Term Visit Pass - Plus (LTVP-PLUS)

http://www.ica.gov.sg/news_details.aspx?nid=12665 Good news for those of us who cannot get PR for our beloved spouse, because the Singapore government has come up with a enhanced long-term visit pass called LTVP-PLUS or LTVP+. I'll sum up the key points in the FAQ provided by ICA so you don't have to go through one big page. Do let me know if I missed out anything or correction is required by dropping a comment. GENERAL LTVP+ will be in effect from 01 Apr 2012. LTVP+ holders will enjoy extended duration of residency, public healthcare subsidies and easier access to employment. No separate application required for LTVP+; an application for LTVP will automatically include your spouse for LTVP+, if eligible. LTVP applications submitted from 01 Feb 2012 will automatically be considered for LTVP+. The first approved LTVP+ will grant 3 years residency and subsequent renewal will be 5 years. Current holders of LTVP will be considered for LTVP+ on next renewal. If holde
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How to Marry a Thai in Singapore

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You should refer to here -  https://www.rom.gov.sg/reg_info/rom_marriage.asp Please spend some time to go through and understand the information on that section (legal provision, other information, filing of notice, solemnization and etc), if your still not sure, feel free to drop a comment here or you can use their FAQ . The ROM website did a really good job of putting together the information that you need in a well-organized manner. I've done it once and I think the guide is very easy to follow. The only hiccup I've had with my marriage is during the  Appointment for verification & Statutory Declaration where both of us were required to read out a wall of text and my wife had difficulty getting past the first few lines and the counter guy got fed up and told my wife to stop. Definitely my oversight as I didn't arrange for an interpreter beforehand but luckily, there was a licensed interpreter at the scene and we managed to get her to do the interpretation fo
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Commission Calculator for DBS Vickers SG Stocks

Made this little tool to help me calculate the costs of buying or selling a stock, just enter number of shares and price and it will show both buy and sell costs at the same time. Can even choose by cash upfront, online or phone and it will calculate using respective rates. Cash Upfront ONLINE By Phone Shares: Price: Value: Commission: Clearing Fee:
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