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Money Gone So Fast!

After paying slightly over $1k today for my wife's pregnancy expenses, I'm left with $482.39, wah seh, here the healthcare really not cheap, especially if have complication then even worse. Still have to pay for my wife's insurance back in Thailand, her mom bought it for her and my wife wants me to pay lol, anyway not big amount, about 10,000 baht which is slightly over $400, lucky one year only need to pay once. And still have to prepare money to bring her mom over, maybe I will need to sell off some stocks, sell my CDL Hospitality Trust, making profit now, can sell off if need be but I really don't want to sell, it's a good stock, can keep for dividends.
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Went to NUH Kent Ridge Wing Fetal Care Centre

Today went to do the specialized scan again, everything is normal except for the heart, baby is suffering from  Atrioventricular Septal Defect aka AVSD , and this time a professor reviewed the results, he say the Amniocentesis Test is too risky for my wife as she is on Warfarin and the needle will need to pass through the placenta which means there is a risk of bleeding, so he offered an alternative which is to do DNA testing. Of course I choose the DNA testing because it's safer for my wife. I think we better make sure, if have then we'll do the practical (and sensible) thing which is to terminate, it's good for everyone, if don't have then we'll keep pushing on. I hope don't have, my family don't have, her family also don't have, I think very likely our baby won't have, but hard to say, better make sure. See I'm thinking so much, lucky we went for the test, after that no need to think so much. Looking at cost, the amnio test cost $600+, the
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Went for Gynae Appointment Just Now

We went very early this morning for the Oral Glucose Tolerance Test, today my wife never vomit so we managed to finish it, have to take blood once, drink a bottle of sweet water, wait for 2 hours and then take blood again. We also went for a scan, the scan damn expensive, $175, anyway that's not a big issue compared to a hole in the baby's heart. Yep, the scan detected a hole in the central area of the heart, everything else seems normal, so we are scheduled to go back in a week's time to do the amnio fluid test to confirm if the baby has down syndrome. The gynae say of all heart defects, a hole in the heart is the least to worry about, that gave us some relief, we were worried sick, until no words can come out, we were stunned when we heard about the hole. Anyway after we reached home, I did some research, seems like a hole in the heart might not be a big problem, some adults actually live with it, only thing is they get tired more easily, the fortunate ones their hole
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So Busy at Work!

Been so busy that I have no time to surf net at work, finish one task another begin, got to fix bug, got follow-up with user, got to run to user site, it's not even part of our contract to provide onsite support but no choice, can't just tell them to solve it themselves, but there are people who told the users to solve it themselves! I think work until fed up already, then the users complain to me lol. IT line really not easy, I think it can get very stressful when everybody is chasing you, I can understand that because I have been through worse, imagine your phone ring non-stop, have to talk on the phone and solve problem, then have to rush to user site, I must say I am impressed with myself for surviving such situations, I think most people would lose their temper or simply switch off. Then there are cases where users look for me to solve problems that is not in my purview, for example I'm doing software but they look for me to solve their printer problems, I can'
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Saw the Past Me Today

Just now I went to a school to help install a plugin for our application software, I met this lad who is working as the school IT support, the users said he looked like me, like my younger brother lol, well he does look like me when I was 20+, skinny, shy, curious, nerdy lol. I also used to work at the school, the job role is TA i.e. Technical Assistant, damn siong job, pay is low consider the kind of work we have to do, that time I was paid $1350, run around the school like a madman everyday. Anyway this lad is 20 years old, holds a diploma and he is from Malaysia, so young can travel here to work, very impressive, he was asking me a lot of stuff, how to handle some technical issues, some career questions. He was asking me if he should focus on getting a Masters degree first, of course I told him having experience is more important, paper is one thing to open the way but if you don't have experience, how long can you last? Furthermore by the time he get Masters, he will probably
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Long-Term Visit Pass - Plus (LTVP-PLUS)

http://www.ica.gov.sg/news_details.aspx?nid=12665 Good news for those of us who cannot get PR for our beloved spouse, because the Singapore government has come up with a enhanced long-term visit pass called LTVP-PLUS or LTVP+. I'll sum up the key points in the FAQ provided by ICA so you don't have to go through one big page. Do let me know if I missed out anything or correction is required by dropping a comment. GENERAL LTVP+ will be in effect from 01 Apr 2012. LTVP+ holders will enjoy extended duration of residency, public healthcare subsidies and easier access to employment. No separate application required for LTVP+; an application for LTVP will automatically include your spouse for LTVP+, if eligible. LTVP applications submitted from 01 Feb 2012 will automatically be considered for LTVP+. The first approved LTVP+ will grant 3 years residency and subsequent renewal will be 5 years. Current holders of LTVP will be considered for LTVP+ on next renewal. If holde
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How to Marry a Thai in Singapore

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You should refer to here -  https://www.rom.gov.sg/reg_info/rom_marriage.asp Please spend some time to go through and understand the information on that section (legal provision, other information, filing of notice, solemnization and etc), if your still not sure, feel free to drop a comment here or you can use their FAQ . The ROM website did a really good job of putting together the information that you need in a well-organized manner. I've done it once and I think the guide is very easy to follow. The only hiccup I've had with my marriage is during the  Appointment for verification & Statutory Declaration where both of us were required to read out a wall of text and my wife had difficulty getting past the first few lines and the counter guy got fed up and told my wife to stop. Definitely my oversight as I didn't arrange for an interpreter beforehand but luckily, there was a licensed interpreter at the scene and we managed to get her to do the interpretation fo
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Commission Calculator for DBS Vickers SG Stocks

Made this little tool to help me calculate the costs of buying or selling a stock, just enter number of shares and price and it will show both buy and sell costs at the same time. Can even choose by cash upfront, online or phone and it will calculate using respective rates. Cash Upfront ONLINE By Phone Shares: Price: Value: Commission: Clearing Fee:
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