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Standard Chartered Bank No Longer Accepting New CDA Account

Yesterday I opened my mailbox and saw the authorization letter from MSF to open the CDA account, the letter is dated 17 Jun 2015, it stated that I can bring the letter, my ID card and baby's birth cert to OCBC or Standard Chartered Bank to open the account. So this morning I went to the Holland Village branch, since today I am on childcare leave, thanks to government for the 6 days haha, anyway I wanted to open the account with OCBC but that branch opens at 11am, I was there at around 9.30am, so I thought I might as well try SCB since it's just beside and it opens at 10am. I waited until 10am and went in, the teller told me they no longer open CDA account, I was so surprised, so I asked her if other SCB branch can open and she said all no longer open, ok, so I called the baby bonus hotline at 1800 253 7707, the lady apologized to me and told confirmed that SCB no longer accept new account request, she told me to try OCBC and said that there will be new agent bank for the CDA
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MIL and Wife's Cousin Leaving Soon

They will be leaving the day after tomorrow so today I went and bought some Bak Gua for them. I bought 1KG of Lim Chee Guan ($50) and 1KG of Fragrance ($40), two different brands for them to try but personally I prefer the latter because it's softer, and cheaper lol. I also changed 4000 Thai Baht for them, the exchange rate was 1SGD to 24.93THB, also saw that 1SGD is 2.80 Ringgit, lol drop until so low, I think 3 Ringgit coming soon, the Malaysian government also don't seem to bother much so 3 Ringgit very possible, luckily I'm not Malaysian, heard some many negative stories about the country from my Malaysian colleagues, if me I quickly get PR here and never return. Anyway I also intend to give MIL $100 SGD for them to buy something on the plane home, if never use then they can change to Thai Baht at Thailand airport. Initially wanted to give a $1000 Ang Pao but MIL don't want, and I thought $1K is very little already, considering she cleaned my house, washed my cl
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Went to Sentosa, Merlion Park and MBS

Next Wednesday MIL and wife's cousin is going back to Thailand, so this morning wife said to bring them around and she said Sentosa and the casino. So we took a taxi to the casino at the basement, they didn't go in because they are not in the dress code, so ended up they took some pictures outside, me and wife don't want to go in because have to pay $100 each, no point since we don't gamble, but I saw so many Chinese, they come in tour group lol. Next we went upstairs, I was very impressed with the environment, it's so beautiful, the view is magnificent, if go behind the Sea Aquarium can even see cruise ship, the cruise ship is massive. Today I was really impressed, it's my 4th time to Sentosa, first time was very long ago when I was still in primary school, next two times was company dinner and dance but I didn't tour at all, just ate and go home. Sentosa is really a very nice place but it is obviously a tourist trap, one can of coke or the small bottle
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Good Dinner at Yum Cha Chinatown

Just now me and family went to Yum Cha Chinatown, total 7 adults, 2 kids, 1 teen and my baby, the bill came to $471.30 including GST and service charge, really eat until super full, I think order too much, in the end my sister's family probably managed to finish the rest as me, wife, baby, MIL and wife's cousin left early because baby tired. I ordered 10 of those Guan Tang Jiao, this one damn good, the soup is really power, one serving is quite big, actually can just order 5 and share. One serving is $8.80. Also ordered a chilli crab, I think it's a really huge crab, also ordered 10 Man Tou (10 pieces for $10), I think just the crab and Man Tou can eat until full already. The crab is $86.40, I think it's charged by the weight. I don't eat crab so I don't know whether it's good or not, but I guess it's good since in the end family ate finish. Then there is the Peking Duck, I don't find it nice, they cut the skin and wrapped with some sort of yel
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Tomorrow Baby Full Month!

Actually I don't know why the full month is such a big deal, my parents think that it is very important, for me it's just another day, if I get to choose I probably won't bother with any celebration, maybe just a good meal at a restaurant will do, to me most important thing is wife and baby are healthy. Initially my mother wanted those catering buffet, I said can but I don't want to collect ang pao, people come just eat and share happiness, mother say if I don't want then she collect, then I said no, where got such thing, I hold buffet she collect ang pao then later people full month I have to go give back ang pao, what a hassle, really don't understand this ang pao thing but I believe there is no such thing as take for free, people give me I have to give back, then even more pointless, see how pointless it is. In the end I booked a table at Yum Cha Chinatown, yeah love the food there, really looking forward to going there, so just eat, finish I swipe card a
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Long-Term Visit Pass - Plus (LTVP-PLUS)

http://www.ica.gov.sg/news_details.aspx?nid=12665 Good news for those of us who cannot get PR for our beloved spouse, because the Singapore government has come up with a enhanced long-term visit pass called LTVP-PLUS or LTVP+. I'll sum up the key points in the FAQ provided by ICA so you don't have to go through one big page. Do let me know if I missed out anything or correction is required by dropping a comment. GENERAL LTVP+ will be in effect from 01 Apr 2012. LTVP+ holders will enjoy extended duration of residency, public healthcare subsidies and easier access to employment. No separate application required for LTVP+; an application for LTVP will automatically include your spouse for LTVP+, if eligible. LTVP applications submitted from 01 Feb 2012 will automatically be considered for LTVP+. The first approved LTVP+ will grant 3 years residency and subsequent renewal will be 5 years. Current holders of LTVP will be considered for LTVP+ on next renewal. If holde
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How to Marry a Thai in Singapore

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You should refer to here -  https://www.rom.gov.sg/reg_info/rom_marriage.asp Please spend some time to go through and understand the information on that section (legal provision, other information, filing of notice, solemnization and etc), if your still not sure, feel free to drop a comment here or you can use their FAQ . The ROM website did a really good job of putting together the information that you need in a well-organized manner. I've done it once and I think the guide is very easy to follow. The only hiccup I've had with my marriage is during the  Appointment for verification & Statutory Declaration where both of us were required to read out a wall of text and my wife had difficulty getting past the first few lines and the counter guy got fed up and told my wife to stop. Definitely my oversight as I didn't arrange for an interpreter beforehand but luckily, there was a licensed interpreter at the scene and we managed to get her to do the interpretation fo
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Commission Calculator for DBS Vickers SG Stocks

Made this little tool to help me calculate the costs of buying or selling a stock, just enter number of shares and price and it will show both buy and sell costs at the same time. Can even choose by cash upfront, online or phone and it will calculate using respective rates. Cash Upfront ONLINE By Phone Shares: Price: Value: Commission: Clearing Fee:
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