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Government Top-up $500 to Baby CDA

So on 24th Jun I topped up $500 to CDA, today I checked the account and there is $500 extra, it was top-up by MSF on 08 Jul, so now baby's account have $3500.04, the $0.04 is the interest for Jun. I think later they will top-up another $2500, making the total to $6000, now this is really helpful, I can use it for so many things for baby, but I try not to utilize it, if possible I want to save it for her post secondary education, in future education will be even more expensive, and it's not easy trying to work and study, like me I got my degree working full-time and studying part-time, those were siong times man, I remember going to classes from Expo MRT to Jurong East MRT, finish class then take train back to Tampines, really very shag. Looking back, it's been 11 years since I ORD from army, time pass so fast, if I didn't get my degree, I wonder what I will be doing now, probably still working at the warehouse, every year increment is $50, by now my basic pay should
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Baby Seems to be Trying to Talk!

She is now 48 days old, going to be 2 months on 20 Jul, now she is starting to make those gaga sounds, I think soon she might be able to talk! I'm hoping she can learn to speak Thai from my wife, I will speak to her in Mandarin and English, and maybe she can learn some Hokkien and Teochew from my parents, so when she grows up she will know quite a few languages! Anyway I think if she can speak Thai, English and Mandarin, it will be very helpful for her, maybe some day she can be an interpreter.
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Penang Street @ NUH Again

Last week we went to eat at Penang Street, today we went again but today was quite a disappointment. I ordered their Roti Canai guess what they gave me, two instant pratas and a small bowl of curry sauce with 2 small pieces of potatoes inside, like that also can. Other than that, we also ordered marmite squid which is not bad, fried carrot cake not as good as I thought, our local version definitely better, wife ate char kway teow, but I still don't understand how come they serve instant prata, is that how roti canai is supposed to be? I don't think I ate roti canai before but from what my friends told me, roti canai is the same thing as our roti prata, which I presume should be handmade. And I am definitely not mistaken, I am a prata lover, instant prata tastes completely different from handmade pratas, also look very different, although you can try to squash it like the indian chefs do but taste and texture can never be mistaken, by the way today they served unsquashed so I
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Brought Baby to NUH Clinic A Annex

Today bring her to see the paediatrician, he did some physical checks and said baby seems fine, most probably the jaundice is breast milk jaundice and he offered two options, one is to stop breastfeed for a week and put baby on formula, if jaundice goes away, then can confirm it's caused by mother's milk, the other way is to continue breastfeed but have to closely monitor, wife wanted the latter option so we have to go back again in two weeks time. Doctor also ordered a liver function test and a urine test, the liver function test have to extract blood, just now baby was crying profusely, cry until no strength, the nurses had difficulty extracting blood from her hand so they tried her feet and finally they managed to get the blood, but it's so traumatizing for baby, hopefully don't have to do it again, at least not in front of us, they did the test before when she was hospitalized for jaundice, I think that time she also cried so hard. But what needs to be done has to
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Baby Jaundice 234

This morning brought baby to polyclinic to check her jaundice, they did 2 tests for her, one can get the results now the other they have to send to SGH. So the normal test shows 234, doctor is wondering why it didn't go down since baby is now one and a half month old, but I think it's because of breastfeeding, my wife is exclusively breastfeeding, no formula, I read on the internet this is is called breast milk jaundice and it should go away by 12 weeks, hope so. Actually 200+ is nothing serious la, provided baby is healthy, but doctor is concerned so he referred baby to NUH paediatric gastro department to check her liver, he want to make sure baby liver is okay, I think while baby was in NUH, they probably tested it already but no harm testing again. And today they weigh baby at 3.4KG, wow grow so fast, just last week was 3.1KG, seems like one week she can grow 300grams, another 3 months she will be heavy to carry lol. Anyway after the consultation, we went to eat
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Top-Up $3000 to OCBC CDA

So that day I opened the CDA with OCBC and deposited $500, today I got my OCBC internet banking access all set up, so I went to my DBS iBanking account to do a fund transfer. I was thinking whether to put my name or baby's name, I remembered actually account is opened under my name for baby, so I put OCBC bank, the account number and my name as recipient. I used the FAST transfer, really fast, after transaction completed, I logged into the OCBC account and I saw a total of $3000, the transfer is immediate. So later when I receive the next $3000 from government, I will also top-up to CDA, this is to save for baby's future, hopefully don't have to use too much so this money can go to her education account. I hope one day she can study in our NUS or NTU, don't be like me, secondary school dropout, but well, not doing too bad now with a private degree but if I went to a good university, I probably can do even better, who knows. Truth is, if family is not rich, then edu
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Made $247.06 Buying and Selling SGX

I bought 1 lot of SGX on 08 Jun at $7.95, sold it yesterday for $8.25 and made a small profit of $247.06. Yesterday suddenly surged to $8.26, so I quickly sold it during office hours lol, also good chance to free up some cash, I think stock market will adjust downwards more, the Greek crisis doesn't seem to have an end in sight, I wonder whether they will continue to stay in eurozone, see how, now better to have more cash.
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Penang Street @ NUH

Just now before seeing wife's cardiologist, we went for lunch at Penang Street @ NUH Medical Centre. They have quite a selection of famous Penang street food, deserts and beverages, char kway teow, prawn noodles, chendol, milo dinosaur and etc. We ordered: Chendol with soya milk $4.80 Milo Dinosaur $2.80 Their signature nasi lemak $9.80 Char kway teow $8.80 Fermented chicken $6.80 I think all are great, I like the nasi lemak, the rice is so soft and cooked just right, the fried chicken is freshly fried when ordered, sambal chilli also power. Total bill came to $38.84 including service charge and GST. I find that I might as well eat here than eat at the Xin Wang Hong Kong Cafe at level 2, that one is more expensive and I don't find their dishes nice, maybe only the chicken chop curry noodle is nice but the rest is so-so.
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Seen Wife's Cardiologist Today

Nothing much, just take a look at baby and also check wife's heart beat, to see him in 6 months time, but he is concerned with changing my wife's mechanical valve because he doesn't think it will last too long, and wife still have to continue her Warfarin and Aspirin medications. Now we will follow-up at polyclinic for adjusting her Warfarin dosage, probably next month I will go return the coagucheck test kit, finally it is over now, this baby really didn't come by easy, the paediatric cardiologist say she is miracle baby haha.
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Thanks to All My Visitors!

Recently I noticed increased earnings from my Adsense, seems like my visitors have been supporting me well, so thanks everyone for the support, I will continue to update this blog regularly so that hopefully my experiences can help people. Looking back, it's been a long way, phew, so many things have happened since I started this blog 4 years ago, thankfully, most have been for the better so I am very glad.
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Baby Jaundice Up Again

Today went to polyclinic, baby supposed to get her Hepatitis B Dose 2 but her jaundice is 222 so nurse say cannot give, she say must be below 100 then can give. So Monday need to go back again, doctor also cannot find anything wrong, liver test everything normal, I am guessing it's breast milk jaundice, I did some research online and found that it should go away be 12th weeks, but need to follow-up closely to ensure the jaundice level doesn't go too high, if too high then probably have to go hospital again. Overall baby is well, she is also gaining weight, 3 days ago she was 3KG, today she is 3.1KG, that means she is feeding well. She is also getting stronger, her kicks are now stronger and she seems to have more control over her neck and hands. But breastfeeding really not easy, for baby's case, wife have to feed 2-3 times every hour, but there are some sleep times where baby will sleep for a few hours so that is good chance for breaks, it's hard to determine when
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Seen Paediatrician Today

The doctor did some basic tests, he said baby is well, just need to follow-up with the paediatric cardiologist, to see him 3 months later. So glad that baby is healthy, only heart have some issue, everything else is normal, that is great! They also weighed baby, today is 3KG, last week was 2.7KG, that means baby is feeding well, wife breastfeeding is good enough, baby's tongue also seems less yellowish compared to last week, now her tongue looks more pink, her body also looks more pink.
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Standard Chartered Bank No Longer Accepting New CDA Account

Yesterday I opened my mailbox and saw the authorization letter from MSF to open the CDA account, the letter is dated 17 Jun 2015, it stated that I can bring the letter, my ID card and baby's birth cert to OCBC or Standard Chartered Bank to open the account. So this morning I went to the Holland Village branch, since today I am on childcare leave, thanks to government for the 6 days haha, anyway I wanted to open the account with OCBC but that branch opens at 11am, I was there at around 9.30am, so I thought I might as well try SCB since it's just beside and it opens at 10am. I waited until 10am and went in, the teller told me they no longer open CDA account, I was so surprised, so I asked her if other SCB branch can open and she said all no longer open, ok, so I called the baby bonus hotline at 1800 253 7707, the lady apologized to me and told confirmed that SCB no longer accept new account request, she told me to try OCBC and said that there will be new agent bank for the CDA
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Long-Term Visit Pass - Plus (LTVP-PLUS)

http://www.ica.gov.sg/news_details.aspx?nid=12665 Good news for those of us who cannot get PR for our beloved spouse, because the Singapore government has come up with a enhanced long-term visit pass called LTVP-PLUS or LTVP+. I'll sum up the key points in the FAQ provided by ICA so you don't have to go through one big page. Do let me know if I missed out anything or correction is required by dropping a comment. GENERAL LTVP+ will be in effect from 01 Apr 2012. LTVP+ holders will enjoy extended duration of residency, public healthcare subsidies and easier access to employment. No separate application required for LTVP+; an application for LTVP will automatically include your spouse for LTVP+, if eligible. LTVP applications submitted from 01 Feb 2012 will automatically be considered for LTVP+. The first approved LTVP+ will grant 3 years residency and subsequent renewal will be 5 years. Current holders of LTVP will be considered for LTVP+ on next renewal. If holde
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How to Marry a Thai in Singapore

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You should refer to here -  https://www.rom.gov.sg/reg_info/rom_marriage.asp Please spend some time to go through and understand the information on that section (legal provision, other information, filing of notice, solemnization and etc), if your still not sure, feel free to drop a comment here or you can use their FAQ . The ROM website did a really good job of putting together the information that you need in a well-organized manner. I've done it once and I think the guide is very easy to follow. The only hiccup I've had with my marriage is during the  Appointment for verification & Statutory Declaration where both of us were required to read out a wall of text and my wife had difficulty getting past the first few lines and the counter guy got fed up and told my wife to stop. Definitely my oversight as I didn't arrange for an interpreter beforehand but luckily, there was a licensed interpreter at the scene and we managed to get her to do the interpretation fo
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Commission Calculator for DBS Vickers SG Stocks

Made this little tool to help me calculate the costs of buying or selling a stock, just enter number of shares and price and it will show both buy and sell costs at the same time. Can even choose by cash upfront, online or phone and it will calculate using respective rates. Cash Upfront ONLINE By Phone Shares: Price: Value: Commission: Clearing Fee:
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