MTGS

Somehow I am looking forward to voting lol, maybe because it's a rare event, and it's also the only chance in every few years to let the government know whether I'm happy or not. Now that I think of it, this will be the 3rd time I will be voting in a general election, if include the last presidential election, then this will be the 4th time that I will be voting in Singapore. Let me see: 2006 General Election I was staying in Tampines, the leader of the GRC was Mah Boh Tan, he was very popular that time, I was 23 years old, my first time voting in an election but I was not excited at all, that time I was busy working full-time and studying part-time so didn't care too much about such things, I simply voted for the most well-known party which was PAP, at that time it was the only party that I know of. 2011 General Election Still staying in Tampines, that time I was married not too long ago, wife moved in to stay with my parents but eventually there was conflict

Just now when I was on my way home I noticed a lot of security and people at the big grass patch, there is a big stage and I saw PAP logo, so obviously they are doing a rally there. It was almost 7pm and already people were seated and waiting, several people were taking pictures with their handphone camera. I was thinking why not watch at home, nowadays we have live streaming, can watch on YouTube. I also noticed the haze getting worse, this Indonesia say never listen.

Can check out this link for details. So for 20 days of stay in C ward, the charges is $5411.04 after government subsidy plus $108 for A&E, total is $5,519.04. My wife was warded from 06 May to 26 May, actually we went to NUH on 05 May but no bed so we waited till very late and was warded at A&E, that's why there is the charge. The bill without subsidy is $14,265.40, government subsidized $8854.36, about 62%, glad I choose C ward, if any higher I don't know how much I will have to pay, but please don't start getting worried when you see my wife's bill, she has heart condition so have to go in early to change her medication to prepare for the c-section, for normal natural/c-section deliveries I think less than a week can discharge, some people today deliver tomorrow can discharge. If my wife is citizen, her final bill would probably be halved, so sometimes I don't understand why some people say government is not helping enough, what do these people expe

Just now I was watching the channel 8 news at 7pm, there was this guy from worker's party speaking, he was speaking in Hokkien, he was saying people here are not able to afford housing with $3000-$4000 salary and yet government claim that with $1000, one can afford housing. And he added that how can he not know the sums as he is a banker with 10 over years of experience. I was wondering does this guy have any idea what he was saying, $3000-$4000 cannot afford housing? Then how did I buy my house? When I bought my house last year I was earning close to $4000, and I'm paying by myself, I didn't get a single cent from my parents, every single cent for the house I paid by myself, single income, as you all know my wife is not working. Maybe he was referring to condominium? But couldn't be right, if condominium is the benchmark for housing affordability then plenty of people cannot afford housing.

The voting station is just below my HDB flat, so convenient, I think can bring wife and baby to take a look, and after voting can go window shopping!

Yes! After almost 3 months, they finally sent me the bill lol wtf, now I'm going to submit to company for claims, it's quite a substantial amount that's why I kept chasing after them, if cannot claim then I won't even bother, they can take 1 year I also don't care. Anyway will probably save that money for my wife, open a bank account for her, she has been bugging me to open one for her for a very long time.

I have stayed in my flat for slightly more than a year, recently the cockroach attacks have become more frequent and more irritating. Earlier this week my right cheek and right butt got bitten by a cockroach, it crawled onto my bed when I was sleeping, probably bit my face and butt first before moving to my neck, so when I felt something ticklish, I woke up and slapped my neck hard, I then went to open the lights, the ugly creature dropped dead to the floor, it was probably hanging onto my shirt. Then the following days I noticed red itchy spots on my cheek, same goes for my butt, it was so damn itchy. Those spots on my cheeks are gone now, but those on my butt is still there and is still itchy. This is not the first time a cockroach invaded our sleeping area, my wife encountered once when she was sleeping, she felt something moving on her palm, she woke up and found a cockroach, I think that was before our baby arrived, so that should be quite a while back. And yesterday night was

Today I received an email from NUH staff, he told me my wife's bill has been processed so I login to CPF and indeed they deducted the amount, finally I can submit my claim soon. Anyway they deducted $5,519.04, the staff said I should receive the bill around 3 days time, so in total hospital bill for wife and baby is $6473.47, all deducted from Medisave, no need to pay cash.

Government giving out money to parents again, now they increased the baby bonus from $6000 to $8000, babies born from 01 Jan 2015 onwards are eligible. That means I will have $2000 spending money, because I will deposit the first $6000 into baby's CDA, that's great, this will really help a lot to defray our expenses, but actually for me I find that having baby don't really spend that much, my wife is fully breastfeeding so we don't even buy milk powder at all, only a lot of diapers, wet tissue, baby stuff, those don't really cost that much, but if have one more baby then I think will get difficult, for us we happy with one, especially since this one didn't come by easy haha. Anyway you can see following picture for the details, happy parenting! See www.heybaby.sg for details

Recently I bought one of the Wrigley's double-mint sugar-free mints, it comes in a tin casing and when I shake it will make noise. Just now baby was crying so I tried shaking in front of her, she stopped crying! Since it works so well, I don't think I need to buy those expensive rattle, one of those costs $6-$10 or more, this mint tin only cost me $2 and comes with 35 mints lol.

Today heard about it from my colleague so I went to read up more, the election is to be held on 11 Sep 2015, it's a Friday so that day has been declared a public holiday, also known as Polling Day, and 10 Sep 2015 is the cooling off day which means political parties are not allowed to do campaigning. Personally I like Worker's Party, I like Mr. Low, he is a very powerful speaker, but their screw-ups left a very bad impression, anyway they won't be contesting in my area, my area is under Tanjong Pagar GRC, so far I know SingFirst will be contesting but regardless of who come, my vote will go to PAP, this SingFirst gives me the feeling that they don't have any respect for LKY at all, he just pass away and they come and contest, bunch of opportunists, I hope they lose all their deposits.

At 3 months I noticed that her neck strength seems to have improved, now she is able to turn her head and follow me when I move around her, she is also able to sit on my wife's lap with lesser support to her neck. She also seems to be trying to talk, but she's just talking in baby language, but responsive when my wife talks to her, like she will smile or just talk back. She also seems to need to feed lesser but more in each session, this is good because it's much less tiring for my wife, nowadays baby can sleep through most of the nights, we need to wake up lesser and lesser so we end up having more rest. Looking back, I'm glad we pushed on to have her even though the gynaes that we have seen advised against it, I think it would be very bad not to try, but for our case I did a lot of reading before we decided to push on, I know it is possible for women with my wife's condition to have children, just that we needed one doctor who is willing to try it out with us,

Now my portfolio Mou Gan Tai (no eyes see) meaning don't want to see haha, $1300+ in the red, overall lost about $3700+, all previous earnings wiped out but it's all paper loss, now I wonder how low can it go. Today STI dived below 3000 points, last time it dived so low was in Feb 2014, I think something big coming, anyway better to tighten belt now and don't spend too much. I think now just leave it and collect dividends, the dividends also not bad, overall about 6.79% annualised yield, still better than leaving it in bank. Too bad now no more cash to buy, the stocks are so cheap, it's like the STI Great Singapore Sale, good chance to pick up some, especially those dividend stocks. Actually bigger concern is if recession really hits us, will companies be able to survive, I think Singapore is quite safe, even if we really get hit, our government can always step out to help, but those MNCs hard to say, if they cannot make it, they will just lay off staff or close