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Medishield Life: Serious Pre-existing Conditions Requiring Additional Premiums

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Source Broad categories of serious pre-existing conditions Looking at the list I am not immediately sure whether my wife and baby will be subjected to additional premium, but I am prepared to pay more if need be. My wife has a prosthetic aortic valve, it's not giving her any problem and is well-maintained by her daily intake of Warfarin and Aspirin. However her cardiologist is keen on replacing with a larger one for her, her current one is a bit narrow but she's doing fine with it, in the end it's up to her whether to replace or not but I am siding with her cardiologist on this, operation is best done when she is young. My daughter has atrial septal defect which according to her paediatric cardiologist is not very serious, it would probably mend by itself when she gets older but even if it doesn't mend, intervention is only required when she is one year old, have to see how and follow-up closely with the doctor, but so far baby is doing great, she seems very
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Saved Money Today!

Yesterday I went to Sheng Siong and bought some groceries to cook for today, it all costed slightly over $20, can serve 4 person, which means me and wife can eat 2 times so today no need to buy any other food, just eat pasta. It's true that one can save money by cooking at home, you can eat more than once, furthermore the gas doesn't cost much. We change our gas every 3 months, let's say 1 month is $10, so one day about $0.33. $5.25 - pasta sauce $3.45 - white button mushroom $2.95 - cheese hot dog $2.51 - minced pork $4.15 - feta cheese $1.95 - pasta Total $20.26. The same meal would probably cost me $30 outside including the GST and service charge, eating out is very expensive, nowadays one packet of economical rice can also cost $4 to $5 even without any seafood.
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Found Another Use for Pram

When baby keeps crying or always want us to carry her, I tried leaving her on the pram and move it back and forth, she calmed down soon after! It's also good to put her to sleep, she seems to like sleeping in it as long as I keep it moving, so after she falls asleep, I can go do something else haha. Never regret buying this pram, so damn useful, multi-purpose lol.
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Baby Jaundice 25!

Finally her jaundice is now at low level, the target should be below 10, but 25 is good enough, her liver test also came back ok, we are to see doctor in 2 months time to run the liver test again, jaundice no need. This time during blood test she also seem to be less distressed, of course she still cried very loudly but today she didn't look that bad after the blood test, last time she cried until she looked so tired. I'm so glad and so thankful. Update 19 Sep 2015: Forgot to mention baby was 6.5KG on 16 Sep, great improvement!
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My Thoughts after GE2015

The results are mostly in line with my personal forecast, except that the Worker's Party managed to retain Aljunied GRC, I was expecting them to lose it, but since they won, albeit narrowly, I hope they will look past the mud-slinging (regardless of who is throwing who) and focus on how to manage the town council better. To me wrong means wrong, no way around it no matter how you argue, and I would like to see greater accountability and see them really taking ownership of the problems and deal with it swiftly, if everything had been done swift and sharp, I doubt anyone can say anything. Even though the opposition suffered great defeat, that does not (and should not) invalidate whatever they have gathered from the ground, and whatever suggestions they have come up with should be consolidated and considered by the ruling party, as the saying goes, two heads better than one, I'm sure (and hope) they can find something useful, otherwise the existence of our opposition is very muc
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Popular posts from this blog

Long-Term Visit Pass - Plus (LTVP-PLUS)

http://www.ica.gov.sg/news_details.aspx?nid=12665 Good news for those of us who cannot get PR for our beloved spouse, because the Singapore government has come up with a enhanced long-term visit pass called LTVP-PLUS or LTVP+. I'll sum up the key points in the FAQ provided by ICA so you don't have to go through one big page. Do let me know if I missed out anything or correction is required by dropping a comment. GENERAL LTVP+ will be in effect from 01 Apr 2012. LTVP+ holders will enjoy extended duration of residency, public healthcare subsidies and easier access to employment. No separate application required for LTVP+; an application for LTVP will automatically include your spouse for LTVP+, if eligible. LTVP applications submitted from 01 Feb 2012 will automatically be considered for LTVP+. The first approved LTVP+ will grant 3 years residency and subsequent renewal will be 5 years. Current holders of LTVP will be considered for LTVP+ on next renewal. If holde
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How to Marry a Thai in Singapore

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You should refer to here -  https://www.rom.gov.sg/reg_info/rom_marriage.asp Please spend some time to go through and understand the information on that section (legal provision, other information, filing of notice, solemnization and etc), if your still not sure, feel free to drop a comment here or you can use their FAQ . The ROM website did a really good job of putting together the information that you need in a well-organized manner. I've done it once and I think the guide is very easy to follow. The only hiccup I've had with my marriage is during the  Appointment for verification & Statutory Declaration where both of us were required to read out a wall of text and my wife had difficulty getting past the first few lines and the counter guy got fed up and told my wife to stop. Definitely my oversight as I didn't arrange for an interpreter beforehand but luckily, there was a licensed interpreter at the scene and we managed to get her to do the interpretation fo
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Commission Calculator for DBS Vickers SG Stocks

Made this little tool to help me calculate the costs of buying or selling a stock, just enter number of shares and price and it will show both buy and sell costs at the same time. Can even choose by cash upfront, online or phone and it will calculate using respective rates. Cash Upfront ONLINE By Phone Shares: Price: Value: Commission: Clearing Fee:
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