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Indian Rice for Lunch ;)

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Yummy! $5 eat until very full!
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Visited Wife's Cardiologist at NUH

Today went to see her cardiologist, he said need to prepare for her valve replacement surgery. It will be an open-heart surgery, no other option, and it will take about one month for her to recover, so if we decide to proceed, we need to switch to milk powder for baby because now baby is mostly eating breast milk, some cereal, and some milk powder. He mentioned that her echo results last week is getting worse, her valve seems to be getting narrower, what I understand from him is that if the valve is blocked, it can result in sudden death. So he arranged for us to meet the surgeon in Jun, the surgeon will explain the details to us. But wife is not keen on the surgery, she said that she is feeling well now, ultimately I cannot force her, I can only try to encourage her to go do it while she is still young. I did some research, actually mechanical valve is supposed to last a patient's lifetime, but thanks to those bogus doctors in Thailand, they go and put a smaller valve for he
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My Passive Income So Far

Currently I have two sources of passive income, one is from stock dividends, the other is from blogging, both are kind of slow, so ultimately like most people, the biggest source of my income is still from full-time employment, so that is why I always advocate to people to stay employed no matter how low the pay is or how bad the environment is, if you want to quit, ensure you have a job ready before you throw that letter, and low pay is surely better than no pay. And so unless I have a million dollar to buy stocks, or my blog have traffic like Xia Xue's, otherwise it is very difficult for these two sources to replace the income from my full-time job. Anyway, I guess it is time to look back and see how I have done so far in terms of passive income. Year Dividends Blogging (Adsense) Total Passive Income Received Mthly Received Mthly Received Mthly 2013 $613.00 $51.08 $0.00 $0.00 $613.00 $51.08 2014 $763.70 $63.64 $125.18 $10.43 $888.88 $74.07 2015 $835.68 $69.64 $334.
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Jack's Place @ Anchorpoint

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I think this is the second time I've eaten at Jack's Place, first time was very long ago when I was a teenager, I forgot who gave me a treat, I only remember the big potato with edible skin. Mango juice $3.80 The mango juice tasted just like the Peel Fresh mango juice, very sweet, but the straw was dirty with black stains, I told the waitress and she changed the whole glass for me, second glass the straw was still dirty, I decided to just throw away the straw and drink from the glass. Strawberry and mango cooler $5.50 The cooler was very bland, can't taste any strawberry or mango flavour. By the way wife drank quite a bit when I took the picture. Mixed grill combo $23.80 I asked for my beef to be fully cooked because I don't dare to eat raw beef, I think the beef is nice, potato is the same one that I remember, also very nice. Chicken was very bland though. Slipper lobster combo $26 Wife one looks good but the chicken is probably the same as
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Got Baby Bonus of $1500

Yesterday baby's birthday, so one day before they already credited the money into my bank account, so when I saw the money I immediately transferred to baby's CDA account, now baby's account have more than $11K, later when government match the amount then should have more than $12K. So far haven't use the money in her account, hope can keep it this way until she goes to higher level of education.
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Long-Term Visit Pass - Plus (LTVP-PLUS)

http://www.ica.gov.sg/news_details.aspx?nid=12665 Good news for those of us who cannot get PR for our beloved spouse, because the Singapore government has come up with a enhanced long-term visit pass called LTVP-PLUS or LTVP+. I'll sum up the key points in the FAQ provided by ICA so you don't have to go through one big page. Do let me know if I missed out anything or correction is required by dropping a comment. GENERAL LTVP+ will be in effect from 01 Apr 2012. LTVP+ holders will enjoy extended duration of residency, public healthcare subsidies and easier access to employment. No separate application required for LTVP+; an application for LTVP will automatically include your spouse for LTVP+, if eligible. LTVP applications submitted from 01 Feb 2012 will automatically be considered for LTVP+. The first approved LTVP+ will grant 3 years residency and subsequent renewal will be 5 years. Current holders of LTVP will be considered for LTVP+ on next renewal. If holde
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How to Marry a Thai in Singapore

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You should refer to here -  https://www.rom.gov.sg/reg_info/rom_marriage.asp Please spend some time to go through and understand the information on that section (legal provision, other information, filing of notice, solemnization and etc), if your still not sure, feel free to drop a comment here or you can use their FAQ . The ROM website did a really good job of putting together the information that you need in a well-organized manner. I've done it once and I think the guide is very easy to follow. The only hiccup I've had with my marriage is during the  Appointment for verification & Statutory Declaration where both of us were required to read out a wall of text and my wife had difficulty getting past the first few lines and the counter guy got fed up and told my wife to stop. Definitely my oversight as I didn't arrange for an interpreter beforehand but luckily, there was a licensed interpreter at the scene and we managed to get her to do the interpretation fo
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Commission Calculator for DBS Vickers SG Stocks

Made this little tool to help me calculate the costs of buying or selling a stock, just enter number of shares and price and it will show both buy and sell costs at the same time. Can even choose by cash upfront, online or phone and it will calculate using respective rates. Cash Upfront ONLINE By Phone Shares: Price: Value: Commission: Clearing Fee:
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