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Supposed to See Wife's Surgeon Today

Appointment was at 9am, she refused to wake up, say why so early, appointment at 9am of course wake up early and go early, she think 9am means go out at 9am, now even best, 9am appointment she wake up at 9am, but it's very obvious she don't want to go la, told her it's to see the surgeon to talk about the surgery, she is not keen, more like against the idea. She says she feels ok and don't need surgery, I think what she meant is when something really happen then send her to the emergency, like that who knows what will happen, if lucky then ok, or else how. Anyway if she don't want to go I also cannot force her, I can only encourage her, ultimately she is the patient, she has to make the decision, but if I'm the patient, of course I would go for the operation, do it while still young, why wait, why avoid the necessary, today don't do some other day also have to do, doing it in a controlled situation is definitely better than doing it during emergency.
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Delete Pre-Installed Apps in iOS 10

Source Sounds like great news, can save some space but most importantly can get rid of those pre-installed apps which I never use, podcast, voice memo and etc, also don't know what they are for, I like clean interface so I like to get rid of useless stuff. But so far still happy with my iPhone 6S, no problem so far.
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Guess My Bonus and Increment

As spoken previously , I expected my performance rating to be worse than last round, this has been confirmed, it is one grade lower than last year, but still not bad la, I heard someone still can get 2.1 months bonus, as for increment I don't know how much, I'm guessing at least 3%. So I'm expecting at least 2 months bonus and 3% increment, but see how it goes, who knows how differently it will end up, but I think that is like quite low already, work one whole year 2 months bonus and 3% increment is kind of slow. Actually I feel that my current package is good, of course some people at my age are getting way more, or some fresh grads already close to my salary or more, it's not impossible, I heard of a degree fresh grad starting pay $3.9K, that was years back, now it could be more, but that guy is probably a scholar or somebody impressive, for normal grads maybe $3K to $3.5K starting pay very possible. Too bad private companies don't pay more for national serv
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CDL Hospitality Trusts Changed Management Company

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Today I tried to search for CDL Hospitality Trusts at SGX website but I could not find, after that I went to their website  and saw this announcement that they have strike off the company, if you look at the first link, the reit is now managed by a different company: "CDL Hospitality Real Estate Investment Trust is managed by M&C REIT Management Limited, an indirect wholly owned subsidiary of Millennium & Copthorne Hotels plc." So if you go under Company Information > Company Announcements at SGX website, you can find CDL Hospitality Trusts under M&C: Apparently it's just a change of management company, didn't seem to affect the share price at all.
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Fried Prawn Noodle and Braised Duck at 448 Clementi

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Google map. The prawn noodle is not bad, I find it a little bit bland but it's still alright la, I have eaten better ones. This plate is $4. This braised dish is super power, this plate cost me $11, I ordered a mix of duck, pork, tau pok, pig skin and egg. The sauce is ultimate, I think I like this one more than the Yu Kee Duck Rice sauce, and their rice is also very nice, this dish goes extremely well with rice. The sauce is so glossy, I wonder how they make it like that lol.
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Long-Term Visit Pass - Plus (LTVP-PLUS)

http://www.ica.gov.sg/news_details.aspx?nid=12665 Good news for those of us who cannot get PR for our beloved spouse, because the Singapore government has come up with a enhanced long-term visit pass called LTVP-PLUS or LTVP+. I'll sum up the key points in the FAQ provided by ICA so you don't have to go through one big page. Do let me know if I missed out anything or correction is required by dropping a comment. GENERAL LTVP+ will be in effect from 01 Apr 2012. LTVP+ holders will enjoy extended duration of residency, public healthcare subsidies and easier access to employment. No separate application required for LTVP+; an application for LTVP will automatically include your spouse for LTVP+, if eligible. LTVP applications submitted from 01 Feb 2012 will automatically be considered for LTVP+. The first approved LTVP+ will grant 3 years residency and subsequent renewal will be 5 years. Current holders of LTVP will be considered for LTVP+ on next renewal. If holde
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How to Marry a Thai in Singapore

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You should refer to here -  https://www.rom.gov.sg/reg_info/rom_marriage.asp Please spend some time to go through and understand the information on that section (legal provision, other information, filing of notice, solemnization and etc), if your still not sure, feel free to drop a comment here or you can use their FAQ . The ROM website did a really good job of putting together the information that you need in a well-organized manner. I've done it once and I think the guide is very easy to follow. The only hiccup I've had with my marriage is during the  Appointment for verification & Statutory Declaration where both of us were required to read out a wall of text and my wife had difficulty getting past the first few lines and the counter guy got fed up and told my wife to stop. Definitely my oversight as I didn't arrange for an interpreter beforehand but luckily, there was a licensed interpreter at the scene and we managed to get her to do the interpretation fo
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Commission Calculator for DBS Vickers SG Stocks

Made this little tool to help me calculate the costs of buying or selling a stock, just enter number of shares and price and it will show both buy and sell costs at the same time. Can even choose by cash upfront, online or phone and it will calculate using respective rates. Cash Upfront ONLINE By Phone Shares: Price: Value: Commission: Clearing Fee:
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