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Accumulated Daily$ 57.29 with POSB Everyday Card

I have been using the card since Apr 2014 and so far accumulated $57.29, I think that's quite a lot of savings, I can offset my credit card bills with that. Most of my savings came from Sheng Siong purchases, they have 5% rebate if I use my card there, damn good deal, I can also get discount for cigarettes and liquor, not bad. Now I'm thinking of get a supplementary card for my wife since she also make purchases there, but I'm afraid she might not control her spending, a little bit worried haha, but I think it will be more convenient, if it's also an ATM then that means I don't have to give her cash, she can just withdraw by herself, hmmmm, got to think about it.
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Finally Received My Chin Up Bar from Qoo10

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I bought on 11 Jul and I received today on 15 Jul, delivery time not so bad, the product is what I expected, but looks a bit like second-hand lol but most important is that it is cheap and serves the purpose, looks doesn't really matter that much to me, only $13.89, cheap and good. Packaging Installation was a bit challenging, forgot how I did it for my previous chin up bar but anyway I got my wife to twist for me while I hold on, got to adjust so it doesn't look crooked. After Installation I think the same bar should be sold at around $20+ if you get it anywhere else, $30+ also have but I find it pointless.
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On MC Today

Yesterday night was bad, I hardly slept at all, I think it was because I took the Panadol Extra, it contains Caffeine and I think that was why I could not sleep, it's more for day use to keep you awake if you want to continue working, better not eat before sleeping. And because I felt alert, the noise from above my flat is so loud and clear in the middle of the night, especially my neighbour right on top, their aircon is so loud, like the plane engine, theirs is an old aircon, I think at least 7 or 8 years old, the base of the compressor has rusted so badly and their aircon is leaking water onto my compressor, I had hoped that their aircon would break down so they would get a new one, so damn noisy. This morning I went to see the GP at my neighbourhood for the first time, I can use my company healthcare card there so I don't need to pay any cash, I was there at about 8.40am, waited until about 9.20am then the doctor came, and waited another 30 minutes before my turn, I was t
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Scrub Toilet Walls!

I just cleaned the walls of my small toilet, looks so much cleaner now but problem is the black stains on the floor is so difficult to remove, I think need to use cif cleaner, but I save it for next week, whole body ache like crazy, damn siong, like just run finish 2.4km. Speaking of 2.4km, there is a track field at my neighbourhood, yesterday I ran 6 rounds which is 2.4km, the air there is fresh, I think it's a good place to run, next week I might try to run 7 rounds.
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Bought Kettle and Tiger Brand Thermal Air Pot

I have been searching for a good flask to hold hot water, the cheap brands either don't work well or not durable and they are not that cheap, one for almost $20, there are smaller ones for $13 but it's too small, I need something at least 2 liters and finally today I found a good one at OG Chinatown. I bought a Tiger brand thermal air pot which can hold 2.5 litres for $58 and a 5 litres non-electric kettle for $47.90. And OG has all sorts of stuff, if you need to get anything, just go there, they have everything, pans, fryer, spoons, fork, clothing, pillows, mattress, bedsheets and etc.
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Bought My First Item from Qoo10

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My father didn't manage to remove the chin-up bar from my old room, he said it's too tight, I think it's because when I installed it I turned it too hard to make sure it doesn't give way. And now that I think of it, I have been using that bar for almost 10 years, too bad I can't bring it to my new home, but never mind, I have ordered a new one from Qoo10, can't remember how much I paid for my old one but this new one seems to be the cheapest I can find online. The bar itself is only $9.90 (after discounts), delivery is $3.99 so total is $13.89, not bad right. Qoo10 - NEW HEAVY DUTY FITNESS EXERCISE DOORWAY CHIN PULL UP BAR HOME GYM : Sports / Outdoors There are also other fancy looking bars and they only cost a little bit more but to me a chin-up bar is just for exercise, whack and move on, no need to look cool or what and I'm doing it at home so who cares, just get the cheapest will do as long as it serves my purpose, anyway a chrome one also loo
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Wife's PR is Still Pending

From October last year until now is about 8 months, I wonder when we can get the result, how come they need so long to determine whether my wife can get PR or not, or maybe too many people applying for PR, so much that they are overloaded. But actually when I think about it, it doesn't really make a hell lot of difference whether she is on PR or LTVP+, yeah with PR see doctor will be cheaper, can get rebate for HDB, much easier to find work, renew every 5 years, what else, all these are not going to make a hell lot of difference because it's just too expensive to live in Singapore, and so stressful here. I am dreaming of one day when I can rent out my flat, have some dividends from stocks, some income from this blog, and then I go live in Thailand at my wife's house, I will do some farming for income, but mainly to keep myself active, or probably teach people computing if there is a demand, and then take my own sweet time to enjoy life, go tour the countryside, everyday
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Going to Receive My First Adsense Cheque!

I have been running this blog since Feb 2011, finally I'm going to receive my first cheque, but it's not strange that it took me so long because if you look at my blog archive, you will see that I started posting regularly only in 2013, and it's only in that year that my earnings started to increase tremendously, so more posts obviously will bring in more visitors for me and I also have to thank my visitors for supporting me regardless of whether they are spammers or genuine visitors haha. Initially I thought I would only get my first cheque at the end of this year but I got more visitors in recent months so it really helps with the earnings, I think at current rate, I can probably get one cheque every 8 to 9 months, by the way Google will send out a cheque when my earnings hit $100 USD, so it's around that amount every time they send, not a big amount but better than nothing and I will keep the money for investment.
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Germany Destroyed Brazil 7-1

Totally unbelievable, lost in home ground and got thrashed, that's ridiculous, as ridiculous as how they lost to France in 1998, they had a really strong team and they still lost to France, but France had Zidane so that probably was the reason. This year Brazil really sucked, that's why I don't watch football much these days, all the really good players retired and the new players are lackluster, yeah Brazil had Neymar but compared to the greats, he is quite insignificant, greats as in Ronaldo, Carlos, Romario, Bebeto, Ronaldinho, those are truly greats, I wonder if Brazil will ever have players of those standard again.
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Father's Friend Haven't Collect Money from Me

Renovation completed but never ask me for payment haha, my father asked him how much he refuse to say, do have to chase him, pay money also have to chase him lol. Anyway I prepared $2000 for the whole thing, my father say probably around $1500, any amount left I give my father for his help with doing up the kitchen cabinet. He also built a small cupboard for my rubbish chute to conceal it, can put things on top and there's two doors, one is for the rubbish chute another is to keep stuff, maybe can put the detergent i.e. the chemical stuff there. I also asked him to build another cupboard, maybe a bigger one so I can put beside my fridge in the living room, can put rice cooker, electric kettle, glasses and jug of plain water there. My father say he can always build the wood stuff for me because his factory has plenty of materials not in use, usually buy already but never use or do already customer don't want to pay so it just sits there. Like that I can save a lot of money, if
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DBS Rejected My Recurring Bill Request

Reason given is amendment not countersigned, I don't remember amending anything, or maybe someone tampered with the application form? Good that they check, what if someone changed the account to their account and I pay for them every month, nowadays many thieves and scammers, these people really scum of the earth, have hands and legs don't want to work. Then these few days I saw the uncle again at my workplace, seems like he is living around there or something, why can't he just find a job? Really so difficult? Is it better or just easier to ask for things instead of working for it? Sometimes I really don't get it, some people say cannot find job, but there are so many job vacancies, what are they talking about?
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Forgot to Switch Off Aircon at Power Socket!

If the power is not switched off at the power socket, the aircon will still continue to draw power because it is in standby mode, waiting for your instruction from the remote control to start running again. This is not limited to aircon, any electrical device is the same, so must always switch off at the socket to fully cut it off. I always switch it off, my computer, my handphone charger, everything, but sometimes I forget, I think once or twice is okay, won't make a lot of difference, best is still make it a habit so I can save money and burn less energy.
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EZ-Link Top Up Surcharge

Source Now if I top up using my ATM card, there is a $0.20 charge, but if I use their machines such as the general ticking machine then it's still free, I think from now on I will withdraw cash and then use their machine to top up, I know there is a ATM card only machine but I can't use that because my ez-link and atm is the same card, it doesn't work there. Nowadays the prices of necessities keep going up, just a few months back they increased the public transport fees, now ez-link starts charging for top up, later public transport fees going to increase again, fortunately my salary still can keep up but I really don't know in the future, nobody knows but of course the government won't let us die, the worry is still there.
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Popular posts from this blog

Long-Term Visit Pass - Plus (LTVP-PLUS)

http://www.ica.gov.sg/news_details.aspx?nid=12665 Good news for those of us who cannot get PR for our beloved spouse, because the Singapore government has come up with a enhanced long-term visit pass called LTVP-PLUS or LTVP+. I'll sum up the key points in the FAQ provided by ICA so you don't have to go through one big page. Do let me know if I missed out anything or correction is required by dropping a comment. GENERAL LTVP+ will be in effect from 01 Apr 2012. LTVP+ holders will enjoy extended duration of residency, public healthcare subsidies and easier access to employment. No separate application required for LTVP+; an application for LTVP will automatically include your spouse for LTVP+, if eligible. LTVP applications submitted from 01 Feb 2012 will automatically be considered for LTVP+. The first approved LTVP+ will grant 3 years residency and subsequent renewal will be 5 years. Current holders of LTVP will be considered for LTVP+ on next renewal. If holde
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How to Marry a Thai in Singapore

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You should refer to here -  https://www.rom.gov.sg/reg_info/rom_marriage.asp Please spend some time to go through and understand the information on that section (legal provision, other information, filing of notice, solemnization and etc), if your still not sure, feel free to drop a comment here or you can use their FAQ . The ROM website did a really good job of putting together the information that you need in a well-organized manner. I've done it once and I think the guide is very easy to follow. The only hiccup I've had with my marriage is during the  Appointment for verification & Statutory Declaration where both of us were required to read out a wall of text and my wife had difficulty getting past the first few lines and the counter guy got fed up and told my wife to stop. Definitely my oversight as I didn't arrange for an interpreter beforehand but luckily, there was a licensed interpreter at the scene and we managed to get her to do the interpretation fo
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Commission Calculator for DBS Vickers SG Stocks

Made this little tool to help me calculate the costs of buying or selling a stock, just enter number of shares and price and it will show both buy and sell costs at the same time. Can even choose by cash upfront, online or phone and it will calculate using respective rates. Cash Upfront ONLINE By Phone Shares: Price: Value: Commission: Clearing Fee:
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