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Received Refund from Hotels.com

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That day  I was talking about me being overcharged by hotels.com, an overcharge of $1.99, today I noticed a refund from them, it shows up in my statement as S$2.01 cr , I believe cr means credit, so they credited that amount back to my card, I checked and it is indeed deducting from my overall spending. Refund by Hotels.com I thought they should be crediting 1.99, how come it is 2.01 instead, but anyway the point here is Hotels.com did a great job in resolving this issue, it's not even one week and the refund is completed, well done, will definitely book from them again and recommend my friends.
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Received Letter for Enhanced Baby Bonus

Letter says all babies born on or after 01 Jan 2015 will be eligible for $2000 more baby bonus, this extra cash is call "Baby Bonus Plus". $1000 will be paid when baby is 15 months old, the last $1000 will be when baby is 18 months old.
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Collected Daughter's Passport

I booked an appointment at 11 AM to collect at ICA, need to bring the pink card which they mailed to me, my NRIC and baby's original birth certificate. We reached early and registered around 10.35 AM, we were called at around 11 AM, the whole process took less than 5 minutes and at 11.05 AM we were done, but there is a massive crowd, I think holiday season so a lot of people renewing their passports, lucky we have appointment or else if we walk-in I think have to wait a few hours, so moral of the story is always book appointment before collecting passport.
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Green Luggage Bag Arrived

Yesterday I bought two luggage bags from Zalora and the green one arrived first, the blue one they still preparing, don't know when they are going to send. It turn out to be very small, I thought it is the medium size type but actually it is the type that can easily fit into the cabin compartment, but never mind, lucky I bought two, anyway I also wanted to buy the smaller ones, can use even if not traveling overseas. So next time if you see size (in cm) 50+ means it is the small one, can fit into cabin compartment, 60+ is like a medium, probably have to check-in, 70+ is the really big one, confirm must check-in. I think it is good to get at least one of the small ones, plus a one medium, those big ones I think kind of pointless, why the hell would anyone want to bring so much stuff, traveling is supposed to be relaxing, don't see any joy in carrying huge luggage around, but when I travel I do see people carrying those massive luggage, phew, wonder what they put inside.
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Booked Hotel and Bought New Luggage Bags

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For this coming trip , we will be visiting wife's hometown and will eventually be staying in Bangkok for the last 2 nights, so I thought we might as well book a hotel near MBK and then we can go shopping without having to take any transportation. I ended up booking  Mercure Bangkok Siam , it is very near to MBK and also very near to Siam Paragon. 400 Meters to MBK 600-700 Meters to Siam Paragon I happened to book it at an advertised low price of $85 per night, and when I thought I was going to pay 2 x $85 which is $170, the final amount came with an extra $29 for "Taxes and fees", so total became $199, ok fine, seems like a very decent hotel and the location is superb so I don't really mind. And today when I checked my credit card statement, they charged me $200.99 instead of $199, what the hell, an extra $1.99, not that I really care about this $1.99 it's just that I don't know what it is for so it is unacceptable if I'm going to pay for
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Long-Term Visit Pass - Plus (LTVP-PLUS)

http://www.ica.gov.sg/news_details.aspx?nid=12665 Good news for those of us who cannot get PR for our beloved spouse, because the Singapore government has come up with a enhanced long-term visit pass called LTVP-PLUS or LTVP+. I'll sum up the key points in the FAQ provided by ICA so you don't have to go through one big page. Do let me know if I missed out anything or correction is required by dropping a comment. GENERAL LTVP+ will be in effect from 01 Apr 2012. LTVP+ holders will enjoy extended duration of residency, public healthcare subsidies and easier access to employment. No separate application required for LTVP+; an application for LTVP will automatically include your spouse for LTVP+, if eligible. LTVP applications submitted from 01 Feb 2012 will automatically be considered for LTVP+. The first approved LTVP+ will grant 3 years residency and subsequent renewal will be 5 years. Current holders of LTVP will be considered for LTVP+ on next renewal. If holde
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How to Marry a Thai in Singapore

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You should refer to here -  https://www.rom.gov.sg/reg_info/rom_marriage.asp Please spend some time to go through and understand the information on that section (legal provision, other information, filing of notice, solemnization and etc), if your still not sure, feel free to drop a comment here or you can use their FAQ . The ROM website did a really good job of putting together the information that you need in a well-organized manner. I've done it once and I think the guide is very easy to follow. The only hiccup I've had with my marriage is during the  Appointment for verification & Statutory Declaration where both of us were required to read out a wall of text and my wife had difficulty getting past the first few lines and the counter guy got fed up and told my wife to stop. Definitely my oversight as I didn't arrange for an interpreter beforehand but luckily, there was a licensed interpreter at the scene and we managed to get her to do the interpretation fo
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Commission Calculator for DBS Vickers SG Stocks

Made this little tool to help me calculate the costs of buying or selling a stock, just enter number of shares and price and it will show both buy and sell costs at the same time. Can even choose by cash upfront, online or phone and it will calculate using respective rates. Cash Upfront ONLINE By Phone Shares: Price: Value: Commission: Clearing Fee:
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